by Dorothy B. Durband (Editor), Ryan H. Law (Editor), Angela K. Mazzolini (Editor)
About the Author
Dorothy B. Durband is Professor and Director of the School of Family Studies and Human Services at Kansas State University. She has spent much of her academic career teaching counseling concepts and communication skills for use in financial planning and counseling settings. Dr. Durband was the Founding Director of the nationally recognized Red to Black® program at Texas Tech University. Her experience includes providing financial counseling and financial education, employee training, special events planning, and fundraising for nonprofit organizations. She has been the recipient of three university teaching awards. Durband received a Ph.D.in resource management with a specialization in family financial management from Virginia Tech, a master of science in family studies from Texas Woman's University, and a bachelor of science in family life and environment from Louisiana State University. She is an Accredited Financial Counselor® and co-editor of the book Student Financial Literacy: Campus Based Program Development with Dr. Sonya Britt-Lutter.
Ryan H. Law is the Director of the Utah Valley University Money Management Resource Center and an award winning educator who teaches financial counseling courses as part of the Personal Financial Planning program at Utah Valley University and the University of Missouri. He teaches courses in the undergraduate programs including courses for both freshmen and seniors in personal finance, financial counseling and CFP® test preparation. Ryan graduated with a bachelor’s degree in Family & Consumer Sciences from Utah State University and a master’s degree in Personal Financial Planning from Texas Tech University. He is a CERTIFIED FINANCIAL PLANNER™ professional and an Accredited Financial Counselor®.
Angela K. Mazzolini is an Accredited Financial Counselor® living in Lubbock, Texas. She is the former Program Director for Red to Black® Peer Financial Coaching at Texas Tech University, which received campus, state, and national recognition under her leadership. Angela received her Bachelor of Science in Personal Financial Planning and her master’s degree in Interdisciplinary Studies with a focus in Personal Financial Planning, Counselor Education, and Management, both from Texas Tech. She is honored to serve on the Advisory Board for the Higher Education Financial Wellness Summit, the Symposium Task Force for the Association for Financial Counseling and Planning Education, and she also served on the inaugural Board of Directors for the Texas Association of Collegiate Financial Education Professionals.
About this book
"This text is a valuable new resource that we recommend for all of our professionals and are proud to incorporate as part of our AFC® certification program. With expertise representing the breadth and depth of the financial counseling profession, the content in this text provides you with a rigorous foundation of knowledge, considers critical theoretical models, and explores foundational skills of communication, self-awareness, and bias. This type of comprehensive approach aligns with our mission and vision―providing you with the foundational knowledge to meet clients where they are across the financial life-cycle and impact long-term financial capability."
-Rebecca Wiggins, Executive Director, AFCPE® (Association for Financial Counseling and Planning Education®)
This timely volume presents a comprehensive overview of financial counseling skills in accessible, practical detail for readers throughout the career span. Expert financial counselors, educators, and researchers refer to classic and current theories for up-to-date instruction on building long-term client competence, working with clients of diverse backgrounds, addressing problem financial behavior, and approaching sensitive topics. From these core components, readers have a choice of integrated frameworks for guiding clients in critical areas of financial decision-making.
This essential work:
- Offers an introduction to financial counseling as a practice and profession
- Discusses the challenges of working in financial counseling
- Explores the elements of the client/counselor relationship
- Compares delivery systems and practice models
- Features effective tools and resources used in financial counseling
- Encourages counselor ethics, preparedness, and self-awareness
Table of contents
1 The Financial Counseling Profession 1
2 Personal Finance Competencies in the Practice of Financial Counseling 17
3 The Practice of Financial Counseling 31
4 A Systemic Approach to Understanding Diversity in Financial Counseling 47
5 The Importance of Self-Awareness for Financial Counselors and Clients 65
6 Classic Theories for Use in Financial Counseling 77
7 Contemporary Theories and Frameworks for Use in Financial Counseling 91
8 Key Communication and Physical Environment Concepts for Financial Counselors 111
9 Frameworks for Financial Decision Making 127
10 Making the Science Practical: Behavioral Interventions in Practice 141
11 Identifying Problematic Financial Behaviors and Money Disorders 153
12 Managing Challenging Conversations with Financial Counseling Clients 169
13 Resources and Tools for Use in Financial Counseling 179
14 Looking Forward: The Future of Financial Counseling 195
AFC ® Program Core Competencies 207
Sample Financial Counseling Forms and Worksheets 209
Action Plan 211
Sample Client Consent and Release 213
Client Information Sheet 215
Debt Payment Worksheet 217
Goal Planning Worksheet 219
Identifying Income Worksheet 221
Monthly Spending Plan Worksheet 223
Worksheet for Planning Periodic Expenses 225
How to Read Research Articles: A Guide for Practitioners 227
Index 229
Length: 235 pages
Publisher: Springer; 1st ed. 2019 edition (November 17, 2018)
Language: English
ISBN-10: 3319725858
ISBN-13: 978-3319725857
PDF version
EPUB version