随着供应链的发展，保险被引入供应链内，用以转移风险，包括需求风险，物流风险等。目前国内已经有保险公司介入物流运输，已经有坛友提供过一些信息（https://bbs.pinggu.org/thread-3384571-1-1.html）。这里说下信用保险，主要着眼于运营不良导致的金融风险方面，比较常见的是trade credit insurance。供应商为了刺激下游中小企业多订货通常会为零售商提供延期支付，但是中小企业由于经营不良，信用问题，贸易政策等方面的原因不能按期还款，导致供应商发生损失。因为供应商会购买trade credit insurance，降低风险。
这里分享一本《trade credit insurance》。
作者：Peter M. Jones was the Chief Executive Officer of the African Trade Insurance Agency (ATI) from 1 February, 2006 up until 31 July, 2009 when he retired.
出版：THE WORLD BANK


内容
Introduction ................................................................................................... 1
Definition ....................................................................................................... 3
Background .................................................................................................... 3
What is Trade Credit Insurance? ................................................................. 6
What are the Benefits of Trade Credit Insurance? .................................... 9
Should a Supplier Purchase Trade Credit Insurance? ............................. 10
How Does a Trade Credit Insurance Policy Work? ................................ 11
Reinsurance .................................................................................................. 12
Alternative Products ................................................................................... 13
Letters of credit ........................................................................................ 13
Factoring .................................................................................................. 14
The Credit Insurance Market ..................................................................... 14
Is Trade Credit Insurance for Everyone? .................................................. 16
Conclusion ................................................................................................... 17
Annex 1—Some frequently asked questions and answers ..................... 19
Annex 2—Glossary of terms used in trade credit insurance ................. 27