英文标题：
《The role of pawnshops in risk coping in early twentieth-century Japan》
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作者：
Tatsuki Inoue
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最新提交年份：
2019
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英文摘要：
This study examines the role of pawnshops as a risk-coping device in prewar Japan. Using data on pawnshop loans for more than 250 municipalities and exploiting the 1918-1920 influenza pandemic as a natural experiment, we find that the adverse health shock increased the total amount of loans from pawnshops. This is because those who regularly relied on pawnshops borrowed more money from them than usual to cope with the adverse health shock, and not because the number of people who used pawnshops increased.
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中文摘要：
这项研究考察了日本战前当铺作为风险应对手段的作用。利用250多个城市的当铺贷款数据，并将1918-1920年流感大流行作为一项自然实验，我们发现不良健康冲击增加了当铺贷款总额。这是因为那些经常依赖当铺的人从当铺借钱比平时多，以应对不利的健康冲击，而不是因为使用当铺的人数增加了。
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分类信息：

一级分类：Economics 经济学
二级分类：General Economics 一般经济学
分类描述：General methodological, applied, and empirical contributions to economics.
对经济学的一般方法、应用和经验贡献。
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一级分类：Quantitative Finance 数量金融学
二级分类：Economics 经济学
分类描述：q-fin.EC is an alias for econ.GN. Economics, including micro and macro economics, international economics, theory of the firm, labor economics, and other economic topics outside finance
q-fin.ec是econ.gn的别名。经济学，包括微观和宏观经济学、国际经济学、企业理论、劳动经济学和其他金融以外的经济专题
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