英文文献:The Mobile Phone, Information Sharing and Financial Sector Development in Africa: A Quantile Regressions Approach-非洲的移动电话、信息共享和金融部门发展:分位数回归方法
英文文献作者:Simplice A. Asongu,Nicholas M. Odhiambo
英文文献摘要:
This study investigates linkages between the mobile phone, information sharing offices (ISO) and financial sector development in 53 African countries for the period 2004-2011. ISO are private credit bureaus and public credit registries. The empirical evidence is based on contemporary and non-contemporary quantile regressions. Two main hypotheses are tested: mobile phones complement ISO to enhance the formal financial sector (Hypothesis 1) and mobile phones complement ISO to reduce the informal financial sector (Hypothesis 2). The hypotheses are largely confirmed. This research adds to the existing body of literature by engaging hitherto unexplored dimensions of financial sector development and investigating the role of mobile phones in information sharing for financial sector development.
这项研究调查了2004-2011年期间53个非洲国家的移动电话、信息共享办公室(ISO)和金融部门发展之间的联系。ISO是私人信用机构和公共信用登记机构。经验证据基于当代和非当代分位数回归。我们检验了两个主要的假设:手机有助于ISO提升正规金融部门(假设1)和手机有助于ISO降低非正规金融部门(假设2)。这些假设基本得到了证实。本研究通过参与迄今为止尚未探索的金融部门发展维度,并调查手机在金融部门发展信息共享中的作用,增加了现有的文献。


雷达卡


京公网安备 11010802022788号







