serendipity100 发表于 2015-2-11 16:26
可具体说一下吗?求意见
For a primary insurance company, particular for companies focusing on personal line business, clients are more similar within each class rather than different. Therefore, class rating would be sufficient. Underwriting play core but not so critial role.
For a reinsurance company, each client is unique. And therefore, underwriting skills play big role there.
Ranking the importance of underwriting (from least to most)
personal line
commercial line
specialty (including professional liability)
reinsurance
In the first few years, actuaries might make a little bit more money, but underwriters would make much more money should both of them have more than 10 year experience. In addition, sky is the limit should you have strong business and negotiation skills.
Top 3:
Munich Re
Swiss Re
Hannover