求大神解答此题

Since the question said that it is to help you understand the basics of premium calculation, I don't think this should be a difficult one.  When apply the formula for each principle, determine the coefficients is the main problem, you can just chose some value between (0,1)

值得思考

soojinfan 发表于 2015-1-31 13:02
Since the question said that it is to help you understand the basics of premium calculation, I don't ...

请问一下，前面三个principle的计算方法是什么？

(1) net premium = E（LOSS), (2)  就是 (1)
(2) expected principle  P=(1+\theta) E(X) , 需要给\theta 一个值
（3） SD principle P=E(X) + \alpha * SD(X)

wfafwfaf 发表于 2015-2-3 16:20
请问一下，前面三个principle的计算方法是什么？

(1) net premium = E（LOSS), (2)  就是 (1)
(2) expected principle  P=(1+\theta) E(X) , 需要给\theta 一个值
（3） SD principle P=E(X) + \alpha * SD(X)

soojinfan 发表于 2015-2-3 16:41
(1) net premium = E（LOSS), (2)  就是 (1)
(2) expected principle  P=(1+\theta) E(X) , 需要给\the ...

谢谢！许久不用，这几个名词都不熟悉了