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英文文献：Institutional Barriers to Technology Diffusion in Rural Africa-技术在非洲农村传播的制度障碍
英文文献作者：Baker, Erin
英文文献摘要：
This paper analyzes the connection between informal insurance institutions in rural Africa and the adoption of new technologies. We model two linked games -- a community risk-sharing game and an old-age insurance game -- and analyze the multiple equilibria that arise. We provide a numerical example that indicates that informal insurance institutions may put a downward pressure on the adoption of new technologies.
本文分析了非洲农村非正规保险机构与新技术采用之间的关系。我们建立了两个关联博弈模型——社区风险分担博弈和养老保险博弈——并分析了由此产生的多重均衡。我们提供了一个数值例子，表明非正规保险机构可能对新技术的采用施加下行压力。
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