[讨论]现在要刺激投资,为什么银行还要加息呀?

因为现在的太低？

加息是为了抑制投资过热

刺激消费关键是增加收入

利息再低，没有收入，也没有消费

想问一下18楼

加息怎么会吸引外资呢？

以下是引用impi在2006-3-13 12:01:00的发言：

想问一下18楼

加息怎么会吸引外资呢？

利率上升，会吸引外部套利资金流入。

Interest is consider as a major monetary tool for controling the economies. It is direct affects many aspects of macroeconomics, but in modern monetary policy, independent central bank aiming to carry out fine tuning by using interest rate. The rapid increase in housing price is a major reason for the recent increase in interest rate. In intermediate monetary economics course, we should know there are two major channels for monetary policy to affect the real economy. The standard interest rate channels, and the new discovery of credit channels in the 1990s. Considering the lending bias and sourses of financing for chinese firms, very few of them are subject to the credit channel effects, therefore the chinese central bank has more liberty to raise interest rate to control inflation caused by the housing market boom. Moreover, the manufacturing sector plays a major role in our economy, the majore costs thay are facing are the material cost where a large proportion of them are import from abroad. By increasing interest rate, the RMB will be strenghen, which will give them more purchasing power and export at a lower cost. Many people will argue that increase RMB value will hurt chinese import, thus chinese investment, but when we consider relative price of china's product to our major trade partner such as US and EU, they still increadiblly low. Which make their demand of chines products fairly in sensitive to the price increase from the exchange rate side. That is just some explanation to the understanding of the interest rate increase in China .

criticisms are welcome.

楼主及其不负责任。

银行加息的消息来源于何处，加多少，怎么加，你至少应该把材料转贴过来或者注明出处，这种小道消息容易误导人，并且也不利于展开分析和讨论。

从理论上来讲,这应该是涉及通货膨胀率的问题

虽然国内正在促进投资,而能够决定投资的根本因素应该是利率,在宏观经济学里面提到过,利率的高低将影响投资者的经济行为,这里就涉及一个名义利率和实际利率的问题,目前我们国内所说的利息,可以认为是名义利率,而真正发挥作用的实际上就是实际里,名义利率和实际利率的关系,就依赖通货膨胀率了,实际利率=名义利率-通货膨胀率.

从广义上来看,只要有发展,就会出现通货膨胀(物价指数上涨就是最好的说明),所以目前国内的通货膨胀率为正,而国家在促进投资的同时,仍然要加息,实际上还是为了保持和调整均衡利率,这样一方面,投资资本还在增加,同时国内的金融行业也为此增加了储蓄收入,从另一个角度来看,也是促进了国家的投资计划.

必须明确一点 投资现在是过热的

和人民币升值有关?

我觉的是某些行业过热的原因吧～～～～～～～～

不过加息的手段好像起到的作用不大哦～～～～