英文标题：
《Long-run Consequences of Health Insurance Promotion When Mandates are
Not Enforceable: Evidence from a Field Experiment in Ghana》
---
作者：
Patrick Asuming, Hyuncheol Bryant Kim, and Armand Sim
---
最新提交年份：
2019
---
英文摘要：
We study long-run selection and treatment effects of a health insurance subsidy in Ghana, where mandates are not enforceable. We randomly provide different levels of subsidy (1/3, 2/3, and full), with follow-up surveys seven months and three years after the initial intervention. We find that a one-time subsidy promotes and sustains insurance enrollment for all treatment groups, but long-run health care service utilization increases only for the partial subsidy groups. We find evidence that selection explains this pattern: those who were enrolled due to the subsidy, especially the partial subsidy, are more ill and have greater health care utilization.
---
中文摘要：
我们研究了加纳医疗保险补贴的长期选择和治疗效果，因为加纳的规定不可执行。我们随机提供不同水平的补贴（1/3、2/3和全额），并在初始干预后7个月和3年进行随访调查。我们发现，一次性补贴可以促进和维持所有治疗组的保险注册，但只有部分补贴组的长期医疗服务利用率才会增加。我们发现有证据表明，选择可以解释这种模式：那些因补贴（尤其是部分补贴）而入学的人病情更重，医疗保健利用率更高。
---
分类信息：

一级分类：Economics 经济学
二级分类：General Economics 一般经济学
分类描述：General methodological, applied, and empirical contributions to economics.
对经济学的一般方法、应用和经验贡献。
--
一级分类：Quantitative Finance 数量金融学
二级分类：Economics 经济学
分类描述：q-fin.EC is an alias for econ.GN. Economics, including micro and macro economics, international economics, theory of the firm, labor economics, and other economic topics outside finance
q-fin.ec是econ.gn的别名。经济学，包括微观和宏观经济学、国际经济学、企业理论、劳动经济学和其他金融以外的经济专题
--

---
PDF下载：
-->