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分享 The Great Debt Unwind: Business Bankruptcies Soar 38%: insight 2016-10-7 15:00; http://www.zerohedge.com/news/2016-10-06/great-debt-unwind-business-bankruptcies-soar-38 The Great Debt Unwind: Business Bankruptcies Soar 38% by Tyler Durden Oct 6, 2016 1:06 PM 0 SHARES Twitter Facebook Reddit Submitted by Wolf Richter via WolfStreet.com, Six years of Fed Wall Street hype come home to roost Something funny happened on the way to the bank: In August, commercial and industrial loans outstanding at all banks in the US fell for the first time month-to-monthsince October 2010, which had marked the end of the collapse of credit during the Financial Crisis. In October 2008, the absolute peak of the prior credit bubble, there were $1.59 trillion commercial and industrial loans outstanding. As the Great Recession chewed into the economy, CI loans plunged. Many of them were cleansed from bank balance sheets via charge-offs. But then the Fed decided what the US needed was more debt to fix the problem of too much debt, thus kicking off what would become the greatest credit bubble in US history. By July 2016, CI loans had surged to $2.064 trillion, 30% above their prior bubble peak. But in August, something stopped working: CI loans actually fell 0.3% to $2.058 trillion, according to the Federal Reserve Board of Governors . That translates into an annualized decline of 3.8%, after an uninterrupted six-year spree of often double-digit annualized increases. Note that first month-to-month dip since October 2010: It’s still too early to tell how significant this dip is. It’s just the first one. It could have occurred because companies borrow less because they need less money as there’s less demand, and expansion is no longer on the table. Or it could have occurred because banks are beginning to tighten their lending standards, with one hand on the money spigot. And all this is occurring while banks write off more nonperforming loans (and thus remove them from the CI balances) that have resulted from mounting defaults and bankruptcies by their customers. The ugliest credit stories in terms of bonds, according to Standard Poor’s Distress Ratio, are the doom-and-gloom categories of “Energy” and “Metals, Mining, and Steel.” Next down the line are two consumer-facing industries: brick-and-mortar retailers and restaurants . But these metrics by credit ratings agencies are based on companies that are big enough to be rated by the ratings agencies and that are able to borrow in the capital markets by issuing bonds. The 18.9 million small businesses in the US and many of the 182,000 medium size businesses don’t qualify for that special treatment. They can only borrow from banks and other sources. And they’re not included in those metrics. But when they go bankrupt, they are included in the overall commercial bankruptcy numbers, and those numbers aregetting uglier by the month. In September, US commercial bankruptcy filings soared 38% from a year ago to 3,072, the 11th month in a row of year-over-year increases, according to the American Bankruptcy Institute . For the first nine months of 2016, commercial bankruptcy filings jumped 28% compared to the same period in 2015, to 28,789. Most of those are not the bankruptcies we hear about in the financial media. Most of them are small businesses that go that painful route – painful for their creditors too – in the shadows of the hoopla on Wall Street. By comparison, just over 100 oil and gas companies in the US and Canada have gone bankrupt since the beginning of 2015. About a dozen retail chains have filed over the past year, along with about 12 restaurant companies, representing 14 chains. Commercial bankruptcy filings skyrocketed during the Financial Crisis and peaked in March 2010 at 9,004. Then they fell on a year-over-year basis. In March 2013, the year-over-year decline in filings reached 1,577. Filings continued to fall, but at a slower and slower pace, until November 2015, when for the first time since March 2010, bankruptcy filings rose year-over-year. That was the turning point. Note that there is no “plateauing”: In September this year, bankruptcies exceed those from a year ago by 855 filings – the 38% jump. March and May saw similar year-over-year increases. So this looks like it’s the beginning of a new and long trend that is not going to fit into the rosy scenario. Rising bankruptcies are an indicator that the “credit cycle” has ended. The Fed’s policy of easy credit has encouraged businesses to borrow – those that could. But by now, this six-year debt binge has created an ominous debt overhang that is suffocating these businesses as they find themselves, against all promises, mired in an economy that’s nothing like the escape-velocity hype that had emanated from Wall Street, the Fed, and the government. Restaurants are experiencing a wage of bankruptcies that rivals that of 2009-2010, with “very challenging” sales trends. Read… Restaurant Industry, Leading Indicator of US Economy Sours, Bankruptcies Pile up Federal Reserve Ratings Agencies Creditors Capital Markets Recession ratings; 个人分类: credit|14 次阅读|0 个评论

分享 3 key business lessons from Facebook's Mark Zuckerberg: alloon 2016-8-29 08:52; About 10 years ago, in room H33 of Harvard University's Kirkland House, one 19-year-old launched "thefacebook.com." Today that 19-year-old is 32 years old and sits at the helm of a $340 billion social networking empire. Facebook 's ability to give every private citizen a public identity revolutionized the way we share our lives and raise awareness about our ideas. It created a breeding ground for entrepreneurs like Evan Spiegel, the Snapchat founder and CEO, who is worth upward of $2.1 billion at the young age of 26. From Zuckerberg we learned that goals deemed unachievable — like bringing back the nostalgia of Pokemon in an app that shattered the social sphere — thrive within the tech ecosystem. Today the Apple App Store, home to many of these popular platforms, grows by more than 1,000 apps every day, according to the International Business Times . So what's the by-product of all this noise? A community of new age entrepreneurs who are rapidly swiping left or right and filtering photos to grow their business. But before they began hashtagging, many of these self-made social media mogul's were just trying to learn the tools of the trade from leaders like Zuckerberg, who turned Silicon Valley and everything that came out of it on its head. Here are three relevant tips he gives to all new age entrepreneurs looking to disturb this racket even further: 1. Explore before you commit In a 2012 talk at Y Combinator Startup School, Zuckerberg stressed to founder Paul Graham that entrepreneurs need to give themselves more flexibility in each pursuit. "You can definitely do that in the framework of a company, but you have to be weary of working at a company and getting locked in," he said. In his first letter to shareholders, Zuckerberg explained that Facebook was never meant to be a company and that at first it was just a hobby of his. Over time it grew into a business. If you want to be an entrepreneur, it's fine to have ideas that will resolve small problems, but Zuckerberg believes that if you have an idea, it should marry big social impact. He told the group of young guns that in order to have big impact, "you're going to change what you do," encouraging them to explore and determine what they don't enjoy so that they can commit to what they do enjoy when they find it. Moral: Open yourself up to learning new things, and follow only what you love. 2. Don't try to be superhuman Mistakes are a good, very necessary part of being an entrepreneur. During a live QA, a shy eighth-grader once asked Zuckerberg how he overcame challenges, such as finding lead investors and creating hype among users, during the early days of Facebook. "No person knows how to deal with everything. But if you can find a team of people, or friends, or family … then that's what's really going to get you through," he answered. Many want-to-be entrepreneurs are afraid to take risk and make mistakes, but Zuckerberg believes that having a strong support system and a team that shares your vision allows for room to appreciate mistakes for what they're worth. "You don't have to be superhuman; you have to just kind of keep on going." Moral: It's a long journey, but you don't have to go alone. Find people who share your passion. 3. Done is better than perfect In Menlo Park, California, where Facebook HQ resides, the phrase "Done is better than perfect" is painted on the inner walls as a social mantra for the company. In other words, producing, gauging a reaction and improving should be considered a badge of honor. After Facebook filed its S-1 to IPO at the beginning of 2012, Zuckerberg explained the philosophy behind this mantra as "The Hacker Way." He said, "Instead of debating for days whether a new idea is possible or what the best way to build something is, hackers would rather just prototype something and see what works." By doing so, Facebook embraces an optimistic culture that allows them to test boundaries and say, "This can be better." Moral: Rather than trying to get everything perfect all at once, seek to continually improve and test boundaries.; 24 次阅读|0 个评论

分享 15 Ways to Get a Top Google Ranking for Your Small Business: alloon 2016-8-10 16:18; Attend our free webinar August 24 and learn how to create highly profitable direct mail campaigns that will grow your business. Register Now » Having trouble getting your small business site to rank in the search engines? Not even sure where to start?This post will provide you with 15 simple hacks to ensure your site is properly optimized and starts ranking as soon as possible. These hacks have helped me to go from a startup to having millions of online visitors tomy site each month in less than a year. If you're an ecommerce or local business, make sure to stick around to the end of the post. I've included some special hacks just for you! 1. Write long-form content. There is a correlation between longer content (2000+ words) and high rankings. Think about topics that are particularly relevant to your target audience, then create in-depth blog posts that cover every angle of that subject. Several studies have been done on how long your content should be to rank . All have show that to rank in the top10 pages of Google, you should have at least 1100+ words on the page. 2. Upload a sitemap for Google. An XML sitemap shows Google exactly what's on your site. You can easily createand upload one to your site using XML Sitemap Generator . 3. Make sure you're using 301 redirects, not 302s. 301s indicate that your content has permanently moved, and that all SEO "juice" and rankings should be redistributed to the new page. 4. Don't inadvertently block Google from accessing your site. If you're not receiving any search traffic, check the section of your site and look for something like this:.Also look throughyour robots.txt file for something like this: User-agent: * Disallow: / Both of these directives tell the search engines not to crawl or index your site. All the SEO hacks in the world won't help until you remove these. Related: Don't Be a Content Marketing Dinosaur -- 5 Must-Haves to Stay Current 5. Optimize for mobile. Google's Mobile-Friendly tool can help with this. If your site isn't mobile-friendly, you'll needto switch to a responsive design, mobile app or dedicated mobile site. If you're using Wordpress, you can install theplugin WPTouch to automatically switch to a mobile theme for your mobile visitors. 6. Your site needs toload quickly on all devices. Use Google's PageSpeed Insights to see how quickly your site's main pages load. If you find they're taking too long, here is a list of 10 ways to speed up your site . 7. Use descriptiveURLs. Your URLs should always be static and should use descriptive keywords, not just random letters or numbers (such as you'd find with dynamic URLs). 8. Use a .com domain if possible. My friends at Searchmetrics have concluded 84% of top-ranking pages use .com as their top-level domain (TLD). Don't worry too much about using your keywords in your domain name; using your URL for branding purposes is much more important. 9. Use internal linking to refer users and search engines to related products or content. Don't worry about artificially incorporating keyword-rich anchor textto rank for specific keywords. Instead, focus on using natural anchor text that would make the most sense to your readers. 10. Keep your most important content on your root domain. Most top-ranking pages sit on a site's root domain,rather than on a subdomain. Related: The 4 Easiest Ways to Supercharge Your Social-Media Marketing 11. Title tags still matter. Ensure each page of your site uses a unique, descriptive title tag to tell users and the search engines what the page is about. Consult the HTML Improvements report in your Google Webmaster account to see if there are any potential issues with your site's title tags. 12. Use schema.org to show rich snippets in search. By adding this markup to your site, you giveGoogle a better sense of what your site is about, and ensure rich snippets are displayed alongside your site in the search results. Here is a great overview of what rich snippets are and how to use them. 13. Write a blog . Having a basic business website is great, but regularly adding unique, relevant content to a blog on your site will give you thebest chance of attracting search traffic. Find out what topics your prospects and customers are interested in, and write long-form content that addresses these issues. If at all possible, keep your blog on your business site's root domain (e.g., www.yoursite.com/blog) rather than on a separate domain. 14. Find and use relevant keywords. Keywords don't hold the same level of importance they did even a few years ago. That said, keyword research is still a goodway to find popular, relevant topics to include on your site. For step-by-step guidance on this, see my content marketing guide . 15. Content marketing is key to search rankings. Creating and distributing high-quality content via your blog (see #13), social media and email list is the key to achieving and sustaining high rankings, building trust with your prospects and ultimately, for increasing sales. Instead of focusing exclusively on optimizing your content for the search engines, take aholistic approach tocreate and promoteexcellent, well-researched content that both the search engines and your readers will love.; 31 次阅读|0 个评论

分享 50 Tips for Starting Your Own Company: alloon 2016-8-4 08:40; Starting your own business isn’t for the faint of heart. It’s stressful and pretty much demands your complete focus. On the plus side, it can also be a fulfilling experience professionally and personally. Here are 50 tips on how to make your business come to life: Related: How McDonald's Made Me a Better Businessman 1. Do a self-inventory. Not everyone has what it takes to start a company. That’s not to say that your idea is not brilliant. It just means that you may not have the personality traits to handle launching a company of your own. Before investing any time or resources, evaluate yourself and see if you have some the typical traits of an entrepreneur. Are you motivated, able to adapt and confident? Are you resilient? 2. Develop an idea. Don’t just start a business because something is in vogue and you think commercializing it will make money. Develop a business concept that you're passionate about related to something that you have experience with. From there, come up with a product or service that you believe can enhance the people’s lives. 3. Test the plausibility. Once you’ve settled on an idea, figure out how you can make it become a reality. Is the product or service something that people want or need? Can you make a profit selling it? Does the product work? Related: 6 Great Business Models to Consider for a Startup 4. Write a business plan. A solid business plan will guide you going forward. It’s also needed for presenting your idea to potential investors. Your business plan should include a mission statement, a company summary, an executive summary, a service or product offerings, a description of a target market, financial projections and the cost of the operation. Learn about how to write a business plan at SBA.gov. 5. Identify your market. Even though you may have detected some interest in your business, you need to do more homework. Assess the market, targeting the customers most likely to make a purchase. Perform a competitive assessment. 6. Determine the costs. Do additional research and find out the standard cost factors within this industry. Not only will this help you manage your business more effectively, investors will want to know this. 7. Establish a budget. Once you determine how much money you’ll have to work with, figure out how much it will take to develop your product or service and create a marketing plan. Related: Founders Are From Mars, Capital Providers From Venus 8. Find the right investors. You’re going to need some sort of funding to start off, whether from your savings, credit cards, loans, grants or venture capitalists. Find an investor who shares your passion, someone you believe you can work with. 9. Listen to investors. Whether you like it, investors do have a say in your company. And you need to listen to their advice or suggestion. But that doesn’t mean you have to do what they tell you. 10. Set up a great support system. You’re going to be investing a lot of time and resources into your new business venture. Be certain that your family is on board. They must be aware that this process will be challenging financially and emotionally. 11. Determine the legal structure. Settle on which form of ownership is best for you: a sole proprietorship, a partnership, a limited liability company, a corporation, an S corporation, a nonprofit or a cooperative. Find out more at SBA.gov . Related: Name That Company to Dazzling Success 12. Select a business name. Decide on a name that best suits your business. Then check to see if the domain name is available online, as well as if it’s free to use in your county, state and in the country. 13. Register your business name. If your proposed business name is available, register it with the county clerk, have it trademarked at the state and federal levels and secure a domain name. 14. Take advantage of free resources. Numerous free resources can offer advice, training and assistance. SBA.gov is a great place to look at to find local resources. 15. Determine tax obligations. Now it’s time to wrestle with the tax obligations. In the United States, four basic types of business taxes arise: income, self-employment, taxes for employees and excise taxes. 16. Secure permits and licenses. According to NOLO , you’ll have to pick up a federal employment identification number (unless the company is a sole proprietorship or a limited liability company without employees.) Apply for state licenses. Pick up a local tax registration certificate. File for local permits, if required, such as a conditional use permit or zoning variance. 17. Buy insurance. Make sure that you arrange for the proper insurance for your business. This will vary according to the type of business. If you’re working from home be sure that your homeowner’s insurance covers theft or damage to business assets, as well as liability for any business-related injuries. 18. Set up the books. Figure out if you’re using a cash or accrual system, determine the fiscal year for the business and set up a recordkeeping system. 19. Choose a business location. Select a location that best fits the needs of your business, one that offers an opportunity for growth, the right level of competition and proximity to suppliers. It should also be accessible to customers. Related: Office Space à la Carte Is on the Menu for Some Entrepreneurs 20. Don’t worry about an office. If you’re not making any revenue, then don't concern yourself with an office or warehouse ust yet. 21. A patent can wait. Patents can cost thousands of dollars . Wait to pursue this route until you have a few customers paying the bills. A patent is less useful if you can't enforce it or have the money to see it through. 22. Be flexible. Chances are that your original idea will have to be modified. Being able to pivot and adapt to create what customers want will determine if your business will fail or succeed. 23. Share your ideas with friends and family. Your nearest and dearest will most likely be the most honest with you about your business. Don’t hesitate to seek their advice and suggestions. 24. Ignore the naysayers. At the same time, there’s a difference between constructive criticism and someone's quick jab projecting that your business will fail. Follow the example of French Internet mogul Xavier Niel and ignore them. Related: When Angel Investors Reject Your Plan 25. Don’t become angry. If your idea is rejected by customers or investors, don't just succumb to anger. Find out what they didn’t like, make adjustments and go back to them when you’ve made the changes. There's the possibility that the timing was wrong as well. 26. Deliver the product or service fast. Your business is a work in progress and if you launch your product or service quickly, you will be able to build a community of customers who can provide valuable feedback that can help you improve the offerings. In the words of LinkedIn founder Reid Hoffman , "If you're not embarrassed by your first product release, you've released too late 27. Offer new products or services. If you already have customers, be sure to hold on to them by providing new products or services. 28. Be patient. Always keep in mind that success won’t happen overnight. It’s going to take some time before you make a profit. 29. Overdeliver at first. Once you land a new client, be sure to go above and beyond the call of duty for at least the first month. You’ll have this customer hooked from then on. Related: The Web Is a Content War. Here's How to Win. (Infographic) 30. Blog all the time. Don’t be ashamed to share both your triumphs and struggles. Customers will enjoy your honesty. 31. Avoid fights with partners If you have disagreements with partners, then sever ties as soon as possible. In-house bickering will prevent you from focusing on growing the business. 32. Don’t worry about dilution. So an investor has required a stake in the company. Recognize the fact that eventually at one point or another you'll have to give up some control of the business. Accept it and move on. 33. Hire a copywriter. Unless you’re an excellent writer, hire a copywriter to compose emails for highly targeted customers. A copywriter will also prove handy for press releases and other pieces to spread brand awareness or provide business updates. Related: 7 Taboos of Business Pitching 34. Prepare for meetings. When preparing for a meeting with a client, read up on everything that’s available, steeping yourself in information about the industry, that firm's employees and its competition. 35. Don’t fear the competition. Don’t bad-mouth the competition when talking to investors or customers. There’s no need to become an object of pity. In fact, talking in this manner might even point customers to a competitor who may offer a product or service that you don’t. Remember, when competition exists, there’s a market for your business. Use that knowledge as inspiration to outperform a rival. 36. Benefit from word-of-mouth. Nothing beats some good old-fashioned word-of-mouth marketing. Let friends, family members and influencers in your field spread the word about your product or service. Related: Where the Real Deals Are Ignited at Conferences -- the Bar 37. Network. Don’t be afraid to get out there and show your face to the public, whether at a conference or just being out and about with friend on a Friday night. But try to stay local because travel can dwindle your budget. 38. Provide outstanding customer service. Interacting with people is a big part of the job. Your business may gain new customers because you made them feel important. For example, Zappos wasn’t the first online store to sell shoes, but the company perfected its customer-service department and won over shoppers. 39. Be sure your website functions. Potential customers want to know as much about your business as possible and they should be able to quickly access that kind of information on your website. 40. Don’t be overly concerned by the economy. Some of the best businesses have launched during a recession. In fact, half of the Fortune 500 companies listed in 2009 were founded during such times, according to the Ewing Marion Kauffman Foundation . 41. Make sure clients pay their bills. Always be certain to receive payment for your products or services. Instead of being taken advantage of of, establish a time frame for payment. It also wouldn’t hurt to accept credit cards and have an online payment system set up. Related: 9 Questions to Ask Candidates' References 42. Find the right employees. Hire the right people for the job. Even though it's your business, you won't be skilled at every task, which is why you need qualified people to complete the work. 43. Assign responsibilities. Eelegate attainable tasks to employees. This is all about effective management. 44. Know that honesty is the best policy. If any issues with employees emerge, be sure that they are addressed. No one enjoys being talked about behind their back. 45. Remember that opposites attract. Hire people with skills and personalities that are the opposite to yours. They’ll challenge you and will bring different skills and talents to the business that you don't. Related: Does a Work-Life Balance Exist for Entrepreneurs? Not Really. 46. Say goodbye to your social life. You’re going to spend a lot of time devoted to the business. Even if you plan a night out, you may leave early because a lightbulb just went off. Hopefully those closest in your life will understand. 47. Recognize that you'll be the final person to be paid. As the CEO, you’re the last to collect a check. That’s just how it works until there’s adequate revenue. 48. Arrive at a useful definition of success. Just because your business hasn’t made you a millionaire (yet) doesn’t mean that your enterprise is a failure. If you’re able to make some sort of profit doing something that you’re passionate about, isn’t that a success story? 49. Realize when it's time to move on. Failure is inevitable. If things aren’t working out and you’ve done all you can, then put aside your pride and close up shop. Something like this is not easy to accept. But it’s for the best. 50. Don’t just rely on the advice of others. Despite my offering up all of these tips for you, perhaps the most important piece of advice is something learned the hard way: While many people may offer a startup assiistance, recognize that in the end you’re the person running the show and the one responsible for the company's success and failure. If you understand what worked and what didn’t, you’ll burnish the skills and knowledge to run your business. Click to Enlarge+; 13 次阅读|0 个评论

分享 4 Steps to Taking Calculated Risks That Move Your Business Forward: alloon 2016-7-27 14:51; Entrepreneurship and risk go hand in hand. Whether you’re launching your startup or expanding your service offerings, every venture brings the risk of failure. Yet only 17 percent of executives surveyed said their risk-evaluation procedures were working, and a staggering 70 percent said their companies had no such procedures in place. Instead of taking each decision as it comes, formulate a deliberate risk-evaluation process from the get-go. Every opportunity should drive forward your company’s long-term vision, but there are a few principles that ensure you’re making smart moves when it comes to risk -- not blind leaps of faith. 1. Balance your bottom line with innovation. As a leader, you don’t want to stick to the status quo, but you can’t completely abandon business as usual. This means balancing two competing priorities: maintaining your revenue model and driving innovation. The moment you stop looking for new opportunities, your business risks becoming obsolete. Related: How to Think Like an Innovator To identify the best opportunities, you have to understand how your market is evolving. Otherwise, industry changes and profitable opportunities will fly past you, giving your competitors an advantage. Stay on top of change by constantly monitoring your environment, examining other industries’ best practices, staying current on market trends and continually improvingyourself. Look for emerging patterns and draw actionable insights from them so you can make informed decisions about where to invest. 2. Evaluate opportunities with a critical eye. Don’t charge into every opportunity that presents itself. Take a step back to examine the risks involved. Start by gathering as much valuable information as possible. Identify courses of action, and list possible outcomes to weigh your options. This approach will ensure you’re not driven by emotion or held back by fear. Next, return to your company’s unique value proposition. Does this new product, service or market complement your core competencies? Are you seen as credible in that space? If an extension strays too far from your current offerings, customers may not be willing to buy it from you. You need to set a reasonable return-on-investment level -- not just regarding financial gains, but also in establishing marketplace position. How could this lead to new customers or diversify existing revenue streams, and what timeline is reasonable to realize those returns? Finally, get feedback from trusted advisers. Walk them through your thought process, asking for help identifying risks you may have overlooked. Gathering feedback from a variety of sources -- customers, employees, third-party analysts and even competitors -- will allow you to more accurately gauge risk. Related: So, Your Startup Is All Grown Up. Now What? 3. Say no to saying yes. As you calculate risks, be prepared to turn down some really good opportunities. If you’re an idea person, saying no can be hard. A trusted consultant told me, “You have so many ideas, but you can’t realistically pursue them all. You have to learn to say no to most of them so you can say yes to the very best.” Over time, I’ve seen that saying yes to everything would mean going wide but not deep. It’s better (and more profitable) to be an expert in a few areas than to offer shallow knowledge in everything. 4. Be ready to change course. Once you’ve walked through this process, keep your forward-focused mindset. As you start implementing new ideas, you may need to change course. A few years ago, my firm took a risk by launching a research group. After going to market, we realized our clients’ budgets were shrinking in this area. We went back to the drawing board, creating a new approach focused on leveraging consumer insights and data to drive the creative process. Our new approach is gaining traction, and we’ve expanded our capabilities in this area to keep up with the demand. Developing a new product is risky -- you’re wagering time, money and talent. As any entrepreneur will tell you, the risks don’t disappear after your startup gets off the ground. To grow, you have to explore new products, offer new services and experiment with new markets. By developing and implementing a risk-evaluation procedure that works for your business, you can plan your next move with your eyes wide open.; 11 次阅读|0 个评论

分享 7 Key Insights From Top Business Leaders: alloon 2016-7-21 16:44; Life, day to day, can be a chaotic blur. There is so much to see, hear and do at any given moment that good advice often gets lost in the shuffle. But sometimes, a quote – whether it isabout solving a practical problem, achieving a specific goal, or general strategies for leading a full life – manages to cut through the clutterwith a stroke of piercing insight. The below infographic from Audvisor brings together quotes from a diverse cast of business leaders on far-reaching topics. From how to start a movement to the power of forgiveness, these insights may be short, but they pack a mean punch .; 16 次阅读|0 个评论

分享【独家发布】[2-IN-1书籍]【2011-2015】 Managing Business Ethics 5th & 6th: kychan 2015-5-2 16:33; 【独家发布】【2011-2015】 Managing Business Ethics 5th 6th https://bbs.pinggu.org/thread-3689452-1-1.html 声明：本资源仅供学术研究参考之用，发布者不负任何法律责任，敬请下载者支持购买正版。提倡免费分享！我发全部免费的，分文不收来看看 ... 你也可关注我 https://bbs.pinggu.org/z_guanzhu.php?action=addfuid=3727866 请加入【KYCHAN文库】 https://bbs.pinggu.org/forum.php?mod=collectionaction=viewctid=2819 【KYCHAN文库】是kychan贡献上传的大量书籍，用户免费下载速度执行：立刻，现在，马上欢迎订阅想要实时获取免费的书籍，请在我的头像下方点 "加关注" 哟！; 个人分类: 【每日精华】|22 次阅读|1 个评论

分享吐槽日记: XIAONIZI884 2015-5-1 17:02; 因为一些事，整个人都不好了，努力坚强，凭借自己强大的调节能力调节自己的状态，但是仍然会被很多突发的事情影响，有些人的想法貌似永远都是你不应该伤心，很多事情是这样的，讲出来的都是道理，如果可以随时保持这么清醒，那不是人，是神，为什么永远不会试着怎么哄一哄，怎样让我开心起来，而不是摆大理论，虽然如此，我还是只能调节自己，因为永远只有自己是自己的依靠，what's happended to is none of your business.我可以自己坚强。; 个人分类: 吐槽日记|0 个评论

分享【2011】How to Prepare a Business Plan: Create Your Strategy: kychan 2015-4-2 17:29; 【2011】How to Prepare a Business Plan: Create Your Strategy https://bbs.pinggu.org/thread-3643866-1-1.html 声明：本资源仅供学术研究参考之用，发布者不负任何法律责任，敬请下载者支持购买正版。提倡免费分享！我发全部免费的，分文不收来看看 ... 你也可关注我 https://bbs.pinggu.org/z_guanzhu.php?action=addfuid=3727866 请加入【KYCHAN文库】 https://bbs.pinggu.org/forum.php?mod=collectionaction=viewctid=2819 【KYCHAN文库】是kychan贡献上传的大量书籍，用户免费下载速度执行：立刻，现在，马上欢迎订阅想要实时获取免费的书籍，请在我的头像下方点 "加关注" 哟！; 个人分类: 【每日精华】|30 次阅读|1 个评论

分享【2014新书】Security for business professionals: kychan 2015-3-26 16:18; 【2014新书】Security for business professionals https://bbs.pinggu.org/thread-3630574-1-1.html 声明：本资源仅供学术研究参考之用，发布者不负任何法律责任，敬请下载者支持购买正版。提倡免费分享！我发全部免费的，分文不收来看看 ... 你也可关注我 https://bbs.pinggu.org/z_guanzhu.php?action=listattentionfuid=3727866 请加入【KYCHAN文库】 https://bbs.pinggu.org/forum.php?mod=collectionaction=viewctid=2819 【KYCHAN文库】是kychan贡献上传的大量书籍，用户免费下载速度执行：立刻，现在，马上欢迎订阅想要实时获取免费的书籍，请在我的头像下方点 "加关注" 哟！; 个人分类: 【每日精华】|17 次阅读|1 个评论

分享【2015新书】Managing Business Integrity: Prevent, Detect, and Investigate: kychan 2015-3-4 14:27; 【2015新书】Managing Business Integrity: Prevent, Detect, and Investigate https://bbs.pinggu.org/thread-3597207-1-1.html 声明：本资源仅供学术研究参考之用，发布者不负任何法律责任，敬请下载者支持购买正版。提倡免费分享！我发全部免费的，分文不收来看看 ... 你也可关注我 https://bbs.pinggu.org/z_guanzhu.php?action=listattentionfuid=3727866; 个人分类: 【每日精华】|10 次阅读|1 个评论

分享【2011】The Timeless Principles of Successful Business Strategy: kychan 2015-2-23 05:51; 【2011】The Timeless Principles of Successful Business Strategy https://bbs.pinggu.org/thread-3587101-1-1.html 声明：本资源仅供学术研究参考之用，发布者不负任何法律责任，敬请下载者支持购买正版。提倡免费分享！我发全部免费的，分文不收来看看 ... 你也可关注我 https://bbs.pinggu.org/z_guanzhu.php?action=listattentionfuid=3727866; 个人分类: 【每日精华】|18 次阅读|1 个评论

分享【2012】Understanding Business Research: kychan 2015-2-14 18:46; 【2012】Understanding Business Research https://bbs.pinggu.org/thread-3580770-1-1.html 声明：本资源仅供学术研究参考之用，发布者不负任何法律责任，敬请下载者支持购买正版。提倡免费分享！我发全部免费的，分文不收来看看 ... 你也可关注我 https://bbs.pinggu.org/z_guanzhu.php?action=listattentionfuid=3727866; 个人分类: 【每日精华】|29 次阅读|1 个评论

分享 JAN-27【2013】Networked Governance, Transnational Business and the Law: kychan 2015-1-27 16:59; 【2013】Networked Governance, Transnational Business and the Law 提倡免费分享！我发全部免费的，分文不收来看看 ... https://bbs.pinggu.org/thread-3555723-1-1.html; 个人分类: 【每日精华】|18 次阅读|1 个评论

分享 JAN 23 【2015新书】Handbook on Business Process Management 1 (2 edition]: kychan 2015-1-23 20:17; JAN 23 【2015新书】Handbook on Business Process Management 1 (2 edition] 提倡免费分享！我发全部免费的，分文不收来看看 https://bbs.pinggu.org/thread-3550330-1-1.html; 个人分类: 【每日精华】|20 次阅读|1 个评论

分享 JAN-21 【2014新书】Handbook on Business Process Management 2: kychan 2015-1-21 14:28; 【2014新书】Handbook on Business Process Management 2: Strategic Alignment, Governance, People and Culture https://bbs.pinggu.org/thread-3546339-1-1.html 提倡免费分享！我发全部免费的，分文不收; 个人分类: 【每日精华】|31 次阅读|1 个评论

分享 MBA培训到底是什么？: zxqg 2014-10-11 15:47; 工商管理硕士，即 MBA ， Master of Business Administration ，是源于欧美国家的一种专门培养中高级职业经理人员的专业硕士学位。工管硕是市场经济的产物，培养的是高素质的管理人员、职业经理人和创业者工商管理硕士是商业界普遍认为是晋身管理阶层的一块垫脚石。现时不少学校为了开拓财源增加收入，都与世界知名的大学商学院学术合作，推销他们的工商管理硕士课程。课程类型：第一种是供任职公司高层管理者报读的课程，通常利用工作时间之余修习，名为高阶工商管理硕士（ Executive MBA ，简称 EMBA ）；第二种是供现职管理者或大学毕业生报读，以增进其管理知识的普通工商管理硕士课程，此即工商管理硕士的原型；第三种是供现职从业或具备两年以上工作经验者，以强化其企管专业基础的工商管理硕士课程，亦名工商管理硕士（ Special Master of Business Administration, 全称 SMBA) 编辑本段授课方式。第一种是面授 MBA 项目， 1908 年诞生于美国 Harvard University ，至今已有百年历史了。就是通过面对面的形式进行授课。第二种是远程 MBA 项目， 1995 年由美国 McCann University 率先提出，至今也有 10 多年的历史了。就是通过网络多媒体形式进行授课。学位特点： MBA 学位是一种注重复合型、综合型人才培养的学位，是能力培养重于知识传授的学位。它教授的是面对实战的“管理”，而不是注重研究的“管理学”，技巧和思维的培养重于理论分析能力。它要求其毕业生有一定的实践经验和管理经验（应变能力、预测能力、综合能力、组织能力等）。其课程内容涉及管理类、经济学类、金融、财务、法律等等，能力训练不光讲究组织、领导才能，也涉及以口才为依托的沟通能力、运筹能力、判断和处理问题的能力等等。 MBA 是作为一种专业硕士学位，与一般硕士研究生有所不同。首先是培养目标不同， MBA 是培养能够胜任工商企业和经济管理部门高层管理工作需要的务实型、复合型和应用型高层次管理人才，而其他硕士研究生是培养具有扎实理论基础和较强的科研和教学能力的高层次科研型和教学型人才；其次是培养对象不同， MBA 的招生对象一般为大学本科毕业、大专毕业生、具有三年以上工作实践经验的国家机关事业单位干部和工商企业管理人员及技术人员，而其他硕士研究生可以招收应届毕业生，也可以招收在职人员；第三是培养方式不同， MBA 教育从本质上讲是一种职业训练，特别强调在掌握现代管理理论和方法的基础上，通过商业案例分析、实战观摩、分析与决策技能训练等培养学生的实际操作技能，使学生接受知识与技能、个性与心理、目标与愿望等方面的挑战，更具有职业竞争的实力，而其他研究生则侧重于理论学习、学术研究。尽管 MBA 与其他研究生在上述方面存在区别，但在招生录取和在校的教学管理方面却是相同的：都必须参加全国统一的招生考试，按国家划定的录取线统一录取；在取得学籍后按正规研究生标准进行教学管理；做学位论文并通过论文答辩后取得学位。; 个人分类: 企业培训|0 个评论

分享 Harvard Business School Press - Geeks and Geezers: Signorino 2014-9-13 00:15; Harvard Business School Press - Geeks and Geezers What a pleasure it is to acknowledge, to show appreciation, to express thanks.; 13 次阅读|0 个评论

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