20111023 Follow Me 166 Bank of America may get the last laugh

lxmuoi 发表于 2011-10-23 19:57
I think credit card is a ptifall and isn't interested in that.

请问你这里的pitfall 是什么意思呢？“缺陷”or“圈套”？我理解的是后者，呵呵

caihongchn 发表于 2011-10-23 20:38
pitfall    “缺陷；陷阱，圈套；诱惑”
该翻译成哪个呢？

i prefer the meaning of trap,the credit card just allow you spend money you haven't got yet ,as long as you cannot pay in time ,it got you.

i do not like credit card, because i am an risk risk -aversion  person. i always think credit card is for the clever man. since china has a old saying "purchaser can never clever than seller", bank do not  do the wrong thing in credit card, i think.

Follow Me:164, 127
天下没有免费的午餐。银行巧立名目收费，防不胜防。现在的情况是银行业都成为食物链顶层的行业了：企业被投行绑架了，一般用户被商业银行绑架了。

貌似露脸的越来越稀有叻~\(≧▽≦)/~

Once I tried to get a credit card to buy things more easily without the necessity to take many cashes with me or pay withdrawal fees when on a business trip. But interestingly, I didn't pass the examination and verification period, maybe because I deposited little money on that bank's debit card. And the more interesting thing was that I later received text messages and phone calls to urge me to pay back the money I spent with that credit card. I felt so funny, because I had  confirmed that the credit card had been cancelled and the account wasn't open.
So, we should take care of ourselves not falling for any tricks. And the bank customers' information is obviously hijacked.

流动性、安全性、盈利性是商业银行的三大经营原则，信用卡作为可以为银行带来利润的金融创新产品之一，有其优点，也存在不足。但不足之处，个人认为多与银行对信用卡的定位、逐利心理以及制度规范有关。希望银行能够立足于长远，而不要急功近利！

Generally speaking,the credit card supply us consumer for a convenient payment way.We have to admit its  innovation  and advantage.But,there are many irregularities and unsatisfactory sectors when it works.So,many pepole cannot receive it ,or even reject it,as well me.

caihongchn 发表于 2011-10-23 20:16
这个我想可能有以下几点吧：
1、很多信用卡都规定，一年刷够几次（无最低数额限制）就免次年年费，而借记 ...

学到不少！十分感谢！

gaper808 发表于 2011-10-23 11:57
Low introductory credit card rates are limited to a fixed term, usually between 6 and 12 months, a ...

十分感谢！令我增加了不少知识！