悬赏请大家帮助年金问题！！！急！！！

希望大家帮我解答这个问题！！！年金问题！！！
The Secure Insurance Co. offers an annuity due with monthly payments for 20 years at 9.5 percent annual interest. The annuity costs $200,000 today. What is the amount of each annuity payment?
a. $1,759.93
b. $1,764.28
c. $1,849.62
d. $1,885.77