Dr. Wolff :I think that the most important thing for cooperatives is financing. Mondragon was saccesfull because when they had only 400 employees they started they own bank Caja Laborar(注:西班牙语“ Caja Laborar”——劳动银行) now $65bln assets and this bank was the reason why they could expand in manufacturing that requires a lot of capital. Without own bank cooperative can do only retail and services because they do not need much capital. Does American banking law alow workers cooperative to own a bank?
我(理查德 · 沃尔夫)认为,蒙德拉贡(Mondragon)合作社成立之初仅有400名员工,但他们取得了成功,原因在于当初他们做了一件非常重要的事情,即成立了自己的劳动银行。现在该银行资产高达650亿美元,这也就是在他们需要扩大再生产时,为什么能有大量资金的原因。如果,他们没有自己的银行也就只能做零售与服务等,因为零售与服务并不需要太多的资金。但是(话又说回来了),美国的银行法能让工人合作社拥有自己银行吗?
摘自:
http://billmoyers.com/segment/richard-wolff-on-capitalisms-destructive-power/