[英文文献] Recent finance advances in information technology for inclusive development... [推广有奖]

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宏观环境655 发表于 2005-7-18 19:05:11 |AI写论文

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英文文献：Recent finance advances in information technology for inclusive development: a survey-信息技术促进包容性发展的最新金融进展:一项调查
英文文献作者：Simplice Asongu,Jacinta C. Nwachukwu
英文文献摘要：
The overarching question tackled in this paper is: to what degree has financial development contributed to providing opportunities of human development for those on low-incomes and by what information technology mechanisms? We survey about 180 recently published papers to provide recent information technology advances in finance for inclusive development. Retained financial innovations are structured along three themes. They are: (i) the rural-urban divide, (ii) women empowerment and (iii) human capital in terms of skills and training. The financial instruments are articulated with case studies, innovations and investment strategies with particular emphasis, inter alia on: informal finance, microfinance, mobile banking, crowdfunding, microinsurance, Islamic finance, remittances, Payment for Environmental Services (PES) and the Diaspora Investment in Agriculture (DIA) initiative.

本文所要解决的首要问题是:金融发展在多大程度上为低收入者提供了人类发展的机会?通过何种信息技术机制?我们调查了大约180篇最近发表的论文，以提供信息技术在金融促进包容性发展方面的最新进展。保留金融创新的结构遵循三个主题。它们是:(i)城乡差距，(ii)赋予妇女权力和(iii)技能和培训方面的人力资本。这些金融工具通过案例研究、创新和投资战略加以阐述，特别强调以下几个方面:非正式金融、小额信贷、移动银行、众筹、小额保险、伊斯兰金融、汇款、环境服务支付(PES)和散居侨民农业投资(DIA)倡议。