英文文献:Expanding The National Flood Insurance Program To Cover Coastal Erosion Damage-扩大国家洪水保险计划,覆盖海岸侵蚀损害
英文文献作者:Keeler, Andrew G.,Kriesel, Warren,Landry, Craig E.
英文文献摘要:
The National Flood Insurance Program does not currently cover damage strictly attributable to coastal erosion. This paper uses the results of a nationwide survey of coastal property owners to estimate the demand for such insurance. We find that there is significant demand at prices in the range of current flood insurance premiums. Demand is influenced in the hypothesized way by increased measures of erosion risk as well as by insurance price and income.
国家洪水保险计划目前不包括严格归因于海岸侵蚀的损失。本文利用对全国沿海业主的调查结果来估计沿海房产保险的需求。我们发现,在当前洪水保险费率范围内,存在较大的价格需求。侵蚀风险措施的增加以及保险价格和收入以假设的方式影响需求。