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英文文献：Get a GRIP: Should Area Revenue Coverage be Offered through the Farm Bill or as a Crop Insurance Program?-要弄清楚:地区收入是通过农业法案提供还是通过农作物保险计划提供?美国农作物保险计划的成功扩大并没有消除特别灾害援助
英文文献作者：Paulson, Nicholas D.,Babcock, Bruce A.
英文文献摘要：
The successful expansion of the U.S. crop insurance program has not eliminated ad hoc disaster assistance. An alternative currently being explored by members of Congress and others in preparation of the 2007 farm bill is to simply remove the 'ad hoc' part of disaster assistance programs by creating a standing program that would automatically funnel aid to hard-hit regions and crops. One form such a program could take can be found in the area yield and area revenue insurance programs currently offered by the U.S. crop insurance program. The Group Risk Plan (GRP) and Group Risk Income Protection (GRIP) programs automatically trigger payments when county yields or revenues, respectively, fall below a producer-elected coverage level. The per-acre taxpayer costs of offering GRIP in Indiana, Illinois, and Iowa for corn and soybeans through the crop insurance program are estimated. These results are used to determine the amount of area revenue coverage that could be offered to farmers as part of a standing farm bill disaster program. Approximately 55% of taxpayer support for GRIP flows to the crop insurance industry. A significant portion of this support comes in the form of net underwriting gains. The expected rate of return on money put at risk by private crop insurance companies under the current Standard Reinsurance Agreement is approximately 100%. Taking this industry support and adding in the taxpayer support for GRIP that flows to producers would fund a county target revenue program at the 93% coverage level.
国会议员和其他准备2007年农业法案的人士目前正在研究的另一种方案是，通过建立一个长期项目，自动向受灾严重的地区和农作物提供援助，从而取消灾难援助项目中的“临时性”部分。这种计划可以采取的一种形式可以在美国农作物保险计划目前提供的地区产量和地区收入保险计划中找到。团体风险计划(GRP)和团体风险收入保护(GRIP)计划分别在县产量或收入低于生产者选择的覆盖水平时自动触发付款。在印第安纳州、伊利诺伊州和爱荷华州，纳税人通过农作物保险计划购买玉米和大豆的每英亩成本是估计的。这些结果用于确定可提供给农民的地区收入覆盖范围，作为长期农业法案灾害计划的一部分。纳税人对GRIP的支持大约有55%流向了农作物保险行业。这种支持的很大一部分以净承保收益的形式出现。在现行标准再保险协议下，私营农作物保险公司风险资金的预期回报率约为100%。利用这个行业的支持，加上纳税人对生产商的控制，将资助一个覆盖93%的县目标收入计划。
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