债务经济，大神解惑

是 否 +2 论坛币

k人 参与回答

经管之家送您一份

应届毕业生专属福利!

求职就业群

赵安豆老师微信：zhaoandou666

经管之家联合CDA

送您一个全额奖学金名额~ !

立即领取

感谢您参与论坛问题回答

经管之家送您两个论坛币！

+2 论坛币

Suppose you are a bank loan manager. Your target EAR is 5%. Now, you are required to offer bank loan contracts to customers. (1) If customer A wants to borrow $1,000,000 and to make monthly repayments for 3 years, then what monthly payment amount should you offer? (2) If customer B wants to borrow $1,000,000 and to pay only interest for the first 3 years and then make monthly repayments for the next 3 years, then what is the offered interest for the first 3 years and what is the monthly payment amount for the next 3 years? (3) After one year from the loan contract date for customers A and B, the current EAR becomes 3%. Does customer A want to repay the old bank loan and borrow a new bank loan with the new interest rate? To deter this refinancing, what should be the early repayment fee in percentage term of the loan balance? Answer the same question for customer B.

扫码加我 拉你入群

请注明：姓名-公司-职位

以便审核进群资格，未注明则拒绝

分享0 收藏1 回帖

关键词：债务经济 percentage customers Contracts FINANCING

主要就是最后一问