英文文献:Demand For Crop Insurance By Organic Corn And Soybean Farmers In Three Major Producing States-三个主要生产州的有机玉米和大豆农民对作物保险的需求
英文文献作者:Singerman, Ariel,Hart, Chad E.,Lence, Sergio H.
英文文献摘要:
A survey of organic grain and oilseed producers in Iowa, Minnesota and Wisconsin was conducted to collect information about their demographic characteristics, production and price risk management strategies, yields and losses, and crop insurance decisions. The data are analyzed using a discrete choice model to establish which variables influence organic producers’ decision of whether to purchase crop insurance and also which ones affect the insurance product choice when applicable. The study describes the risk profiles of organic producers, and analyzes whether significant variations exist between organic and conventional methods of production so as to quantitatively determine the differential production risk associated with organic production. This research may contribute to the design of an organic crop insurance policy in which organic producers would be charged according to their idiosyncratic production risks, rather than the arbitrary 5% blanket premium surcharge currently in use.
对爱荷华州、明尼苏达州和威斯康辛州的有机谷物和油籽生产者进行了调查,以收集他们的人口特征、生产和价格风险管理策略、产量和损失以及作物保险决策方面的信息。利用离散选择模型对数据进行分析,以确定哪些变量会影响有机生产者是否购买作物保险的决策,以及哪些变量会在适用的情况下影响保险产品的选择。本研究描述了有机食品生产者的风险概况,并分析了有机食品生产方法与传统生产方法之间是否存在显著差异,从而定量确定与有机食品生产相关的差异生产风险。这项研究可能有助于设计一种有机作物保险政策,在该政策中,有机作物生产者将根据其特殊的生产风险收取费用,而不是目前使用的任意5%的全面保费附加费。


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