信用卡数据及其说明，可做微观计量用

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Credit Card Data from book"Econometric Analysis"

credit-card-econometrics

Description

Context

A small credit card dataset for simpleeconometric analysis,

Content

card: Dummy variable, 1 if application forcredit card accepted, 0 if not

reports: Number of major derogatory reports

age: Age n years plus twelfths of a year

income: Yearly income (divided by 10,000)

share: Ratio of monthly credit cardexpenditure to yearly income

expenditure: Average monthly credit cardexpenditure

owner: 1 if owns their home, 0 if rent

selfempl: 1 if self employed, 0 if not.

dependents: 1 + number of dependents

months: Months living at current address

majorcards: Number of major credit cardsheld

active: Number of active credit accounts

Notes:

According to Greene (2003, p. 952)dependents equals 1 + number of dependents. That is described above. Theauthors of the "AER" package in R believe it is the number ofdependents. The correct definition is unresolved at this time ¯_(ツ)_/¯

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关键词：微观计量 信用卡 econometrics Econometric expenditure