To achieve greater productivity and efficiency, MFIs
have to increase management ratios. They cannot afford to pay layers of managers to
cajole employees into performing. By aligning staff and corporate goals, financial incentives
allow for greater self-management so that employees motivate themselves to
achieve higher performance levels. For example, if an MFI is interested in extending outreach
to poorer clients, it probably should not reward total portfolio size since that implicitly
encourages larger loans.红色字体求高人翻译