“the maturity floor”是什么意思

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国际商会报告里面的 下面是原文
The maturity floor
In addition to the problem posed by the new leverage ratio, ICC members asserted that there should be reconsideration of the Basel rules in respect of the maturity floor applied to trade assets under the advanced model. Whilst trade financing is usually short-term in nature, based on between 0 to 180 days maturity, the Basel II framework applies a one-year maturity floor for all lending facilities. Since capital requirements (naturally) increase with maturity length, the capital costs of trade financing are artificially inflated as a result.
All regulators have the (national) discretion to waive this floor (so far only three regulatory agencies in the world have been inclined to waive – Germany, the UK and Hong Kong). The ICC Register clearly confirmed that the average L/C has a maturity close to 90 days (a standard of payment in short-term international trade). Consequently, obliging financial institutions to back a self-liquidating asset for a full year is a considerable waste of capital resources at a time when these are scarce.

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关键词：maturity floor 是什么意思 Mat The facilities framework naturally financing addition

到期底线
意思就是说，最短一年到期。
一般通过商业信用获得的融资期限在0-180天之间，而巴塞尔II框架中将所有借贷工具期限定为至少一年，增加了贸易融资的资本成本。

给你顶一下

whachel1976 发表于 2011-11-9 19:09
到期底线
意思就是说，最短一年到期。
一般通过商业信用获得的融资期限在0-180天之间，而巴塞尔II框架中将 ...

能不能再麻烦您帮我看看这段话的大意 谢谢了
ICC respondents to the Survey were also in favour of including trade instruments below 30 days and correspondent banking deposits as a stable source of funding. Experience has shown that these balances are stable funding sources and, due to their transactional nature, can take considerable time to move, usually 30 to 45 days in a compressed timeline, and between 12 and 14 weeks on a business-as- usual basis.

whachel1976 发表于 2011-11-9 19:09
到期底线
意思就是说，最短一年到期。
一般通过商业信用获得的融资期限在0-180天之间，而巴塞尔II框架中将 ...

能不能再麻烦您帮我看看这段话的大意 谢谢了
ICC respondents to the Survey were also in favour of including trade instruments below 30 days and correspondent banking deposits as a stable source of funding. Experience has shown that these balances are stable funding sources and, due to their transactional nature, can take considerable time to move, usually 30 to 45 days in a compressed timeline, and between 12 and 14 weeks on a business-as- usual basis.

ICC respondents to the Survey were also in favour of including trade instruments below 30 days and correspondent banking deposits as a stable source of funding. Experience has shown that these balances are stable funding sources and, due to their transactional nature, can take considerable time to move, usually 30 to 45 days in a compressed timeline, and between 12 and 14 weeks on a business-as- usual basis.
在这次调查中，国际商会回馈者们同时赞成将低于30天的贸易工具和相应的银行存款作为一项稳定的资金来源。经验表明，这些余额是稳定的资金来源渠道，由于它们的交易性实质，需要较长的时间才会发生变动，通常时间表从紧的话，也要花费30-45天，或者将营业周期作为通常基准的话，需要12-14周才会变动。