有实习经验回国还是要master才ok么？有manulife offer马上要决定！求助！

LZ已经有答案了啊.."但是我完全不想继续留加拿大"

llca 发表于 2013-2-8 03:47
LZ已经有答案了啊.."但是我完全不想继续留加拿大"

I don't like Canada, but I will still take my career as the first consideration. Sometimes people can't choose what they want, but have to face the reality and do what they have to do. Sigh....  

Are u in the north tower? which team?

我之前差点去waterloo了，虽然最后没去 但waterloo is a VERY good school.
我见过好多waterloo的人都和你一样 “就像回国吃个麻辣烫什么的”
估计因为你们那是suburb，太安逸了。
我以前也在suburb混过 也这么想过。
不过劝你趁年轻还是 keep your mind open. ambitious 一点不是什么坏事


“就像回国吃个麻辣烫什么的”
你把国内想得太简单了。。。想过上这样生活加拿大倒还有希望

别的不说就看收入
回国全职他们一小时10刀都付不了你。。

我不知道加拿大情况怎么样。。。美国实习一小时拿20-35刀很正常
我之前实习月8000刀 公司给租车 租房 公司给雇family doctor, dentist, 提供legal assistance
而且每周只工作35小时
国内能赚多少？生活能什么样？
仔细想想再做决定GOOD LUCK!

yuyichris 发表于 2013-1-30 05:18
you are right. 我没什么经验，所以也不知道哪个部门比较适合我。估计我也就想在IB里面找个舒服又有趣的职 ...

you know ibankers work 100+ hours/week, right?
You think you will have time shopping when you work 100 hours+/week?

kings_lucifer 发表于 2013-1-23 22:23
I think it may because I also have CFA and I am in a investment more likely department. Manulife s ...

tax is pretty damn high in the US (although you might get some sorts of tax exemptions as a foreign worker depending on you immigration status), but i heard it  is even higher in canada.
How are you gonna be taxed if you work in canada?
Suppose someone makes 90k/year in canada.
About what percent of his salary will be tax?

清情 发表于 2013-2-16 02:48
Are u in the north tower? which team?

I am not in north tower.

zcg6433 发表于 2013-2-16 06:15
我之前差点去waterloo了，虽然最后没去 但waterloo is a VERY good school.
我见过好多waterloo的人都和你 ...

My current work term pay is around 65k/yr. The tax is way too high. I think I have to pay around 30% tax overall.(There is no exception for foreigners) For your question, if someone gets 90k/yr, all part over 80k will be taxed as high as 44% in Ontario. So the final net amount of salary should be only 70k/yr. You can ask for tax refund in next year april, but not much compared with what you have paid.

I have already rejected the job offer from Manulife and I am thinking to seek some other companies rather than insurance companies. Or I will try to work in P/C rather than Life insurance. I think the compensation offered by Manulife is pretty good, but it is just kind of boring. I may go for a higher master degree if I can't find a satisfied job. Anyway, I got a professor who is willing to write a reference letter for me. I think my problem is still GRE, which is so damn hard.

I heard that US insurance companies lowered their compensation for actuaries those years. But it seems your internship payment is much better than mine.

....-_-ll 哎，我都毕业了，不过我本科不是actsci, 我觉得还是actsci好， 这学期回loo念个actsci 课。
我想申请columbia的master of actsci... 郁闷

lz我的建议是你还是去manulife, 然后工作的时候申请china的工作.
我也想回国工作...但是co-op我觉得不算真正的工作， (well.. i was working at otpp etc...我从来没做过精算...我想做investment related的工作，但是国内的人都不知道otpp-_-ll 让我很受伤...)  所以我父母说让我在国外工作个2年再回去。 但是回去之后我就老了我觉得...sigh