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英文文献：Electronic wallet technology and the enabling environment of smallholder farmers in Nigeria-电子钱包技术和尼日利亚小农的有利环境
英文文献作者：Joseph I. Uduji,Elda N. Okolo-Obasi,Simplice A. Asongu
英文文献摘要：
Purpose – The purpose of this paper is to critically examine the impact of growth enhancement support scheme (GESS) on the enabling environment of smallholder farmers in sub-Saharan Africa. Its special focus is to investigate the GESS impact on access to rural farm credit and transport cost of smallholder farmers in the agricultural transformation agenda (ATA) in Nigeria. Design/methodology/approach – This paper adopts a survey research technique, aimed at gathering information from a representative sample of the population, as it is essentially cross-sectional that describes and interprets what exist at present. A total of one thousand, two hundred farmers were sampled across the six geopolitical zones of Nigeria. Findings – Results from the use of a double-hurdle model indicate that the GESS has a significant impact on farmers’ access to credit, but does not significantly affect rural farm transport cost, which subsequently influence the price of food in the country. Practical implication – This implies that if the federal government of Nigeria is to work towards an ideal agricultural transformation agenda, transport networks should be closely aligned with the GESS priorities to provide connectivity to rural areas that provide most of the country’s agricultural output. Originality/value – This research adds to the literature on agricultural and rural development debate in developing countries. It concludes that embracing rural finance and transportation infrastructure should form the foundation of the ATA in Nigeria, which in turn would provide the enabling environment for more widespread rural economy in sub-Saharan Africa.
目的——本文的目的是批判性地研究促进增长支持计划(GESS)对撒哈拉以南非洲小农的有利环境的影响。其特别关注的是调查GESS对尼日利亚农业转型议程(ATA)中小农获得农村农业信贷和运输成本的影响。设计/方法/方法——本文采用调查研究技术，旨在从具有代表性的人口样本中收集信息，因为它本质上是描述和解释目前存在的东西。在尼日利亚的六个地缘政治区域总共抽样了1200名农民。研究结果——使用双障碍模型的结果表明，GESS对农民获得信贷有显著影响，但对农村农场运输成本没有显著影响，后者随后会影响该国的粮食价格。实际意义——这意味着如果尼日利亚联邦政府要努力实现一个理想的农业转型议程，交通网络应该与GESS的优先事项紧密结合，为提供该国大部分农业产出的农村地区提供连接。原创性/价值——这项研究增加了关于发展中国家农业和农村发展辩论的文献。报告的结论是，支持农村金融和交通基础设施应成为尼日利亚ATA的基础，从而为撒哈拉以南非洲更广泛的农村经济提供有利环境。
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