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英文文献：A Northeast Borrower Training Program: Evolution And Impacts-东北借款人培训计划:演变与影响
英文文献作者：Parsons, Robert L.,Hanson, Gregory D.
英文文献摘要：
A financial training program designed by Cooperative Extension specialists was provided to over 2,000 USDA/FSA borrowers from the Northeast during the period 1994-1999. Key to the success of the workshops was an in-depth, user-friendly curriculum that evolved over time, eventually replacing satellite-feed instruction with pre-taped videos. Cluster analysis classified nearly 70 percent of workshop participants as "Low Finance Priority" or "Low Finance Knowledge." Farmers in these clusters received a relatively greater educational benefit from the program than those not in these clusters.. Impact analysis indicated that perceived annual gain in farm net worth from application of workshop tools ranged from approximately $5,000 to $10,000. The training addressed the needs of producers typically isolated from Cooperative Extension because the workshop was the only extension program attended that year by nearly two-thirds of them.
1994-1999年期间，向美国农业部/金融服务局东北地区的2 000多名借款者提供了由合作推广专家设计的金融培训方案。研讨班成功的关键是一套深入的、用户友好的课程，随着时间的推移，它最终用预先录制的视频取代了卫星馈送式教学。聚类分析将近70%的研讨会参与者归类为“低财务优先级”或“低财务知识”。这些群体中的农民从该计划中获得的教育收益比那些不在这些群体中的农民要高。影响分析表明，使用车间工具对农场净资产的感知年收益约为5000美元至10000美元。培训解决了通常与合作推广隔绝的生产者的需要，因为讲习班是当年近三分之二生产者参加的唯一推广方案。
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