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保尔森报告无疑是当前国际金融最新和最重要的发展之一，很多媒体对此都有报道。但作为一个专业人员，似乎不应该只看新闻报道（英文，200多页，有几个记者敢说自己详细看过了？）就做出判断。
比我穷的留下邮箱免费哈~~~~~~
以下是报告的目录：
TABLE OF CONTENTS
I. Executive Summary..............................................................................................................1
The Need for Review.......................................................................................................................3
Recommendations...........................................................................................................................5
Conclusion ....................................................................................................................................21
II. Introduction........................................................................................................................25
III. History of the Current Regulatory Framework...............................................................31
Broad Overview of the U.S. Financial Services Sector.................................................................31
Depository Institution Regulation and History ..............................................................................32
Futures Regulation and History .....................................................................................................44
Securities Regulation and History .................................................................................................52
Insurance Regulation and History..................................................................................................61
IV. Short-Term Recommendations..........................................................................................75
President’s Working Group on Financial Markets ........................................................................75
Mortgage Origination....................................................................................................................78
Liquidity Provisioning by the Federal Reserve .............................................................................83
V. Intermediate-Term Recommendations.............................................................................89
Thrift Charter ................................................................................................................................89
State Bank Regulation....................................................................................................................99
Payment and Settlement Systems ................................................................................................100
Futures and Securities..................................................................................................................106
Insurance .....................................................................................................................................126
VI. The Optimal Regulatory Structure .................................................................................137
Recommendation Overview.........................................................................................................137
General Choices for Reform ........................................................................................................138
Optimal Structure: An Objectives-Based Regulatory Structure .................................................143
Market Stability Regulator...........................................................................................................146
Prudential Financial Regulator ....................................................................................................157
Business Conduct Regulator........................................................................................................170
VII. Conclusion .........................................................................................................................183
VIII.Appendix...........................................................................................................................187
Appendix A – Federal Register Notice........................................................................................187
Appendix B – Review of Past Treasury and Administration Regulatory Reform Reports .........197
Appendix C – Existing Regulatory Structure for Subprime Mortgage Origination ....................207
Appendix D – Descriptions of Select U.S. Payment and Settlement Systems ............................209
Appendix E – Commodity Futures Modernization Act Core Principles .....................................215
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