anybody can help me transalte these words into Chinese!thanks!

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Another possible source of loans is a life insurance policy.When you study insurance,you will learn that some types of life insurance have cashes or loan value.Anyone who owns this type of insurance may borrow up to the number of its cash value.

Life insurance loans are easy to obtain.The rate charged is less than that for almost any other type of loan availavble for consumers.This is because the lender takes no risk.Also,borrowers may take as long as they want to repay their loans.Although that may seem like an advantage,it can also be a disadvantage.When a borrower is not required to repay a loan within a certain time,it is easy to let it run on and on.This increases the dollar costs of a loan because interest must be paid for as long as the loan continues.Also,the amount the insurance company will pay for the case of death is reduced by the amount of the loan.For example ,suppose that someone with $10,000 of insurance borrows $2,000 and dies leaving the loan unpaid.The insurance company would pay only $8,000 to the person entitled to receive the money.Of course,if the $2,000 loan had been obtained from another source,it would still have to be paid.

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关键词：transalte anybody Chinese thanks words Chinese thanks anybody words transalte

贷款的另一个可能的来源是人寿保险。当你研究保险，你会发现有些类型的人寿保险有现金或贷款价值。任何人拥有这种类型的保险可以借到现金价值数。
人寿保险的贷款很容易获得。所支付的利息低于几乎任何其他类型的贷款单身消费者。这是因为银行没有风险。同时，借款人可采取只要他们想偿还他们的贷款。虽然这可能看起来像是一个优势，它也可以是一个缺点。当不要求借款人在一定时间内偿还贷款，很容易让它运行下去。这增加了贷款的成本因为美元利息必须只要继续支付贷款的金额。同时，保险公司将支付死亡案例是由贷款额度的降低。例如，假设10000的保险人借2000和死亡留下的贷款未付。保险公司将支付只有8000有资格收到钱的人。当然，如果2000的贷款已经从其他来源获得的，它仍然需要支付。