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英文文献：Managing Specialty Crop Risk in North Carolina: A Working Paper
英文文献作者：Robinson, James,Marlow, Scott,Madeley, Michelle
英文文献摘要：
One of the ways we create resiliency within agriculture and help farmers plan for inevitable crops losses is the use of crop insurance. Through crop insurance policies, farmers are able to recoup a portion of their lost income. Crop insurance options vary in several ways, including type of crop and type of loss covered. The varying types and levels of coverage create a disparity in coverage availability. In 2011, $747 million of North Carolina's $1.4 billion in specialty crop farm receipts were not eligible for a single-crop policy. This risk management void decreases specialty crop producers’ competitiveness by increasing their vulnerability to weather disasters, thereby reducing their access to credit and making operating financing more difficult to obtain. This paper focuses on three issues in effort to improve future risk management programs: 1) Identify specialty crops that are most vulnerable due to the lack of crop insurance availability, 2) determine, through farmer input, how crop insurance policies can better cover specialty crop income in North Carolina, and 3) identify regions in North Carolina that appear to have a higher level of specialty crop risk.
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