由于本人初次接触SPSS并作线性回归,面对结果却无所适从,不知如何入手,还请同学们帮忙看看,帮我指点指点,非常感谢!
Correlations
Overall Credit Ratings Capital Adequacy Core Capital Adequancy Growth Return on Assets Cash Ratio Current Ratio D/E Ratio Bank Size
Pearson Correlation Overall Credit Ratings 1.000 -.157 -.180 -.144 .155 .339 .167 -.305 .768
Capital Adequacy -.157 1.000 .969 .044 .203 -.095 .229 -.524 -.371
Core Capital Adequancy -.180 .969 1.000 .062 .237 -.074 .226 -.584 -.360
Growth -.144 .044 .062 1.000 -.230 -.207 .048 .025 -.216
Return on Assets .155 .203 .237 -.230 1.000 .312 .370 -.375 .108
Cash Ratio .339 -.095 -.074 -.207 .312 1.000 .351 -.106 .477
Current Ratio .167 .229 .226 .048 .370 .351 1.000 -.389 .030
D/E Ratio -.305 -.524 -.584 .025 -.375 -.106 -.389 1.000 -.036
Bank Size .768 -.371 -.360 -.216 .108 .477 .030 -.036 1.000
Sig. (1-tailed) Overall Credit Ratings . .003 .001 .005 .003 .000 .001 .000 .000
Capital Adequacy .003 . .000 .214 .000 .045 .000 .000 .000
Core Capital Adequancy .001 .000 . .134 .000 .092 .000 .000 .000
Growth .005 .214 .134 . .000 .000 .198 .325 .000
Return on Assets .003 .000 .000 .000 . .000 .000 .000 .027
Cash Ratio .000 .045 .092 .000 .000 . .000 .030 .000
Current Ratio .001 .000 .000 .198 .000 .000 . .000 .297
D/E Ratio .000 .000 .000 .325 .000 .030 .000 . .258
Bank Size .000 .000 .000 .000 .027 .000 .297 .258 .
N Overall Credit Ratings 320 320 320 320 320 320 320 320 320
Capital Adequacy 320 320 320 320 320 320 320 320 320
Core Capital Adequancy 320 320 320 320 320 320 320 320 320
Growth 320 320 320 320 320 320 320 320 320
Return on Assets 320 320 320 320 320 320 320 320 320
Cash Ratio 320 320 320 320 320 320 320 320 320
Current Ratio 320 320 320 320 320 320 320 320 320
D/E Ratio 320 320 320 320 320 320 320 320 320
Bank Size 320 320 320 320 320 320 320 320 320
Model Summary
Change Statistics
Model R R Square Adjusted R Square Std. Error of the Estimate R Square Change F Change df1 df2 Sig. F Change
1 .849a .721 .713 .868 .721 100.258 8 311 .000
a. Predictors: (Constant), Bank Size, Current Ratio, Growth, D/E Ratio, Return on Assets, Cash Ratio, Capital Adequacy, Core Capital Adequancy
ANOVA(b)
Model Sum of Squares df Mean Square F Sig.
1 Regression 604.000 8 75.500 100.258 .000a
Residual 234.200 311 .753
Total 838.200 319
a. Predictors: (Constant), Bank Size, Current Ratio, Growth, D/E Ratio, Return on Assets, Cash Ratio, Capital Adequacy, Core Capital Adequancy
b. Dependent Variable: Overall Credit Ratings
Coefficients(a)
Unstandardized Coefficients Standardized Coefficients Correlations Collinearity Statistics
Model B Std. Error Beta t Sig. Zero-order Partial Part Tolerance VIF
1 (Constant) -9.405 1.424 -6.606 .000
Capital Adequacy 37.319 5.881 .802 6.346 .000 -.157 .339 .190 .056 17.778
Core Capital Adequancy -42.918 6.168 -.930 -6.958 .000 -.180 -.367 -.209 .050 19.892
Growth .964 .894 .035 1.078 .282 -.144 .061 .032 .863 1.159
Return on Assets -2.579 18.149 -.005 -.142 .887 .155 -.008 -.004 .710 1.408
Cash Ratio -3.027 1.950 -.059 -1.552 .122 .339 -.088 -.047 .612 1.633
Current Ratio 1.388 1.337 .038 1.038 .300 .167 .059 .031 .665 1.504
D/E Ratio -.100 .011 -.394 -9.204 .000 -.305 -.463 -.276 .490 2.042
Bank Size .876 .045 .752 19.330 .000 .768 .739 .579 .593 1.686
a. Dependent Variable: Overall Credit Ratings
Coefficient Correlations(a)
Model Bank Size Current Ratio Growth D/E Ratio Return on Assets Cash Ratio Capital Adequacy Core Capital Adequancy
1 Correlations Bank Size 1.000 .145 .098 .293 .006 -.448 -.004 .143
Current Ratio .145 1.000 -.183 .293 -.219 -.349 -.178 .180
Growth .098 -.183 1.000 -.028 .234 .125 .133 -.133
D/E Ratio .293 .293 -.028 1.000 .162 -.142 -.206 .375
Return on Assets .006 -.219 .234 .162 1.000 -.158 .091 -.109
Cash Ratio -.448 -.349 .125 -.142 -.158 1.000 .101 -.115
Capital Adequacy -.004 -.178 .133 -.206 .091 .101 1.000 -.949
Core Capital Adequancy .143 .180 -.133 .375 -.109 -.115 -.949 1.000
Covariances Bank Size .002 .009 .004 .000 .005 -.040 -.001 .040
Current Ratio .009 1.789 -.219 .004 -5.326 -.911 -1.398 1.484
Growth .004 -.219 .800 .000 3.805 .218 .701 -.732
D/E Ratio .000 .004 .000 .000 .032 -.003 -.013 .025
Return on Assets .005 -5.326 3.805 .032 329.394 -5.605 9.739 -12.185
Cash Ratio -.040 -.911 .218 -.003 -5.605 3.803 1.155 -1.378
Capital Adequacy -.001 -1.398 .701 -.013 9.739 1.155 34.581 -34.434
Core Capital Adequancy .040 1.484 -.732 .025 -12.185 -1.378 -34.434 38.050
a. Dependent Variable: Overall Credit Ratings