如何找到第一份精算工作

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Advice About Landing Your FirstPosition

如何找到第一份精算工作

NOTE: A majority of the survey responses to this question included the following:

在调查收到的反馈中频繁提到以下几点建议

1) take as many exams as possible

1) 考试越多越好 (这个建议的背景是。。美国毕业生平均有2个左右考试。。。)

2) get real-world experience from an internship

2) 参加实习积累实际工作经验 (找第一份工作的时候，实习经历是很加分的)

3) work on your interview skills and network with actuaries

3) 提高面试技巧；多与精算从业人员接触

4) be willing to relocate

4) 愿意搬到别的城市工作 (美国的精算工作也是集中在那些大城市).

In addition to those universal recommendations, here are some other suggestions.

除了这些共通的之外，下面还列出了别的建议

Be well rounded in activities and/orclubs. But don’t just be active — take part in leadership roles, such as organizing events and holding offices.

参加课外活动来丰富自己的经历。不仅仅是参与，要努力争取负责人的职位，比如组织活动。（没有实习经历的话，课外活动是简历上比较被看重的部分）

Don’t ever give up on your dreams.

永不放弃梦想。（真棒真有用的建议。。。 =   =）

It was hard for me because I didn’t know I wanted to do this until senior year. My advice is to figure out what you want to do before graduation sooner. I have found cold emails to actuaries kindof helpful. It hasn’t landed me a job, but I do know my next few steps.

尽早定下毕业之后的工作方向。另外给不认识的精算师发邮件是不错的办法，即使找不到工作也能多了解精算的行业。（如果你的简历/条件不错的话，给即使不认识的精算师发邮件大概能收到1/4左右的回音，有些精算师们还是很热心的）

You need to demonstrate that in choosing you to become an employee, you will make your workplace a better place. You need to “fit in” rather than just be the most qualified. Make sure to connect with your interviewers during the interview.

你需要证明，你能让招工单位的工作环境更加美好。你得是那个最“适合”最能融入现有工作环境的，而不一定是条件最好的。跟面试官要尽量多交流。（这一点很重要！但是经常被学生忽视。对于招应届生或者实习生的单位来说，新员工做的事情反正都差不太多，考试多一个少一个或者分数多点少点这些硬件上的东西其实不像想象的那么重要。假如有一个候选人让你觉得，人不错，一起工作会很愉快，即使他／她硬件上比别人差一点点你也会更偏向招这个人。）

Look early and often. Be yourself. Don’t worry about stepping out of your comfort zone. Set goals and achieve them.

尽早开始找工作。做真正的自己。多尝试多寻找挑战。制定并努力完成目标。（好官方又好难吐槽的四条建议――说这个的得是个学习委员吧）

You need something on your resume that makes you stand out from the crowd. Once you get an interview you should practice fake interviews with your friends. It seems like consulting companies want award winning personalities to impress clients with. Smile. Shine.

你的简历要有变现你跟其他人不一样的地方。在面试之前，可以让朋友帮你做模拟面试。咨询公司貌似更喜欢招性格/气场超好的人来给客户留下好印象。面试时要表现的乐观阳光一些。（咨询公司的人有跟客户打交道的能力）

Learn about the positions you are applying for and how your experiences may be relevant to the position. Be comfortable in your own shoes and with who you are; don’t worry so much about “practicing” a persona for interviews.

研究你要报的工作，想想你的经历和这份工作有没有相关联的地方。要尽量做自己，不要为了面试表演一个不是你的角色。（这个也很重要，磨刀不误砍柴功，一定要多花时间研究你要申请的工作，订制一份精心准备的简历。假如你在这上不认真，给20个职位发一模一样简历，就别指望用人单位认真对待你。相信我，精心准备的简历和群发的简历的区别是很容易看出来的）

Solid experience in Excel is a must. Programming skills (VBA), along with SQL, Access, and possibly SAS are assets.

熟练掌握Excel。编程能力都会加分，比如VBA，SQL，Access甚至SAS。（你Excel玩的好一定要在简历上突出来，精算部门招工的人会很喜欢的。别的软件有的地方用有的不用，你知道能证明你能在工作中很快学会就好。另外，千万不要在简历上说谎，假如你说你Excel用的很熟练，上班了用Excel却表现的很新手的话，是绝对过不了试用期的。。。诚实是很重要的品质）

Don’t take an admin position at an insurance company and think you can switch later, you’ll probably have to leave the company to make the jump to actuarial.

不要在保险公司里找一份“打杂”的工作指望有一天能转到做精算。最后你会发现你得换公司才能跳进精算工作。（打杂指的business administration，如果是做数据分析的可能情况好一点。）

Prepare thoroughly for interviews. Have an idea how you will answer specific questions which are likely to come up. Don’t put anything on your resume that you’re not willing and able to discuss.

认真准备面试。提前准备好如何回答热门的面试问题。别在简历上写你不愿意在面试中讨论的东西。（可以参考这个帖子里总结的面试问题 XXXXXXX）

Don’t be afraid to message alumni who are in the same profession, whether it’s just for advice or to ask them if they have an open position at their company.

尝试联系同样做精算的学长学姐，问问他们的找工作建议或者他们公司的招工信息

Everyone is experiencing what you are, so don’t get down —it will only hurt you.

你觉得找工作很辛苦的话，那其实对所有人都是一样的，所以不要被打击到。

If you are not authorized to work in the country try to get permanent work authorization.

如果你没有工签的话，弄一个。 （所以不然去打黑工么。。。这是冷幽默么。。。）

Advice About Landing Your First Position.docx (30.25 KB)

2013-2-15 22:21:21 上传

翻译

Survey.pdf (770.25 KB)

2013-2-15 22:21:00 上传

原文

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关键词：精算工作 Interviewer Suggestions Experiences Programming 工作 following addition included

下面继续

Study more than you think you need to for the actuary tests.

你要比你想象的努力程度更加的努力来准备精算考试。 （TIAN CHAO学生准备考试的能力有种族加成 呵呵)

Looking is not as easy as one would think. You have to be dedicated and work hard at finding and applying to potential jobs.

找工作也比你想象的要难，你得勤奋+努力来找工作机会。 （这个跟上面那一条是同一个屌丝说的吧。。。）

Consider going to foreign schools like University of Waterloo or Scotland - they are better for ActSci.

考虑下去外国学校比如滑铁卢或者苏格兰的学校 - 他们的精算系比较好。 （母校被点名了，名声很好嘛 不过滑铁卢的亮点是coop，培养出来的学生工作能力强，没觉得教的课本身有多怎么样）

Try to double major: act sci and are lated field like cs or econ.

尝试双主修学位，精算 + 计算机科学或者经济学。（如果你坚定你要做精算，你的学校精算系又好的话，还是应该去学精算系，不然就主修统计或者纯数学，有些公司还是看重的。）

Look for a company that actually cares about you and that you love working for.

找个真正关心你，同时你也热爱在那里工作的公司。（好耳熟。。。找女/男朋友大概也是这个标准吧）

Have a perfect gpa and know how to program.

在校成绩满分（4.0），学会编程。 （说这话的人应该还没开始工作吧哈哈。。成绩高些比较好，但是没那么重要啦，公司是找人干活又不是发奖学金）

Prepare for this profession in your freshman year of college, not in your senior year.

从大一开始做精算的职业打算，不要等到大学最后一年。

In a tough economy and changing environment for actuarial jobs, it is essential to develop so skills through a diverse array of experiences: internships, volunteering, networking, and leadership opportunities. Also develop technical skills through exam progress.

在精算招工市场不咋地的大环境下，需要通过各种经历来锻炼自己的能力，比如实习，义工，社交，学生领导机会之类。另外可以通过学习考试来提高专业知识。

Taking advantage of every opportunity your advisors give in the way of career fairs and on campus practice interviews and resume critiques with HR personnel from local businesses is not only a great way to hone interview and resume writing skills, but also presents great networking opportunities.

多听取辅导员的意见，请别人修改简历，去招工展与公司HR的人多打打交道，可以一边提高自己的找工作能力，一边扩展自己的社交圈。

Perservere.

坚持 （这算毛建议。。而且还拼错了，多了一个r。。）

Try to understand the business instead of over-kill the exams.

与其拼命考试，不如多了解精算工作本身。（考试速度要跟你的整体水品相当，假如你什么都不太行，仅仅考试考的快的话，公司也不敢招你）

Pass exams, study the company, and keep in touch with the current news.

考过考试，研究公司情况，了解最近动态。

Quantitative skills are great, but people skills are better.

数据分析能力重要，人际交往能力更重要。（精算毕竟是比较技术性的工种，实际工作中这个其实应该反过来，people skills are great, but quantitative skills are better）

Have someone proofread your resume.Write out possible interview questions and your answers to them ahead of time to practice. Apply anywhere you can and don’t give up! It is helpful if someone can pass along your resume into the company.

找个人帮你改简历。面试前想好如何回答可能会被问到的问题。报所有你能报的工作，而且不要放弃！如果有人能帮你在公司内部递简历的话也会有帮助。（其实重要的是，通过公司内部的人知道有职位空缺，不一定要让别人帮你递简历，老板找人的时候不会太考虑这一点的。）

Getting any kind of analytic job,especially at an insurance company, may allow you to shift into the actuarial field as you pass more exams.

找一份分析的工作，最好是在保险公司，这样你有更多考试的时候也许能转到精算部门。（实际上，这种例子不是很多，而且至少在第一个职位干了2-3年之后才有可能。）

Pay for exam prep material out of pocket. I think it’s worth it in the end for a better chance to pass. Use various actuarial recruiters. Very helpful!

自己花钱买考试材料，只要能考过了多花钱也值得。多用猎头公司。 （猎头部分纯扯淡。。。猎头不会帮助没有经验的应届毕业生找工作的。）

Learn Microsoft Office as best you can. Also, if you can’t find an actuarial job out of school right away,temporarily settle for a job in a related field or that requires you to use Excel, Access, SQL, SAS, Visual basic or Sharepoint.

MS Office 一套软件越熟悉越好。找不到精算工作的话，至少找一个能用到Excel，Access，SQL，SAS，Visual basic 或者 Sharepoint 软件的工作。

At some point in school you will have the opportunity to do a project which you can relate to actuarial science. Something like this can go on your resume and will set you apart from other entry level candidates.

你在校时做了任何与精算相关的项目/课题，写到简历里，就会显得与众不同。（至少没坏处）

Small talk/interview skills and some programming experience are extremely beneficial.

闲聊能力/面试能力和编程经验都会很有用。

Apply to a LOT of places. You never know what a particular company is looking for. If they show any interest in return, put your heart into the follow-up materials and be aware: the process is designed to weed out the less-than-honest.

大量报工作。谁也说不好某个公司刚好需要什么样的人。如果有公司对你感兴趣的话，一定要全心全意的做好准备，但是注意不要编造事实，会被发现的。

Should open your eyes to other opportunities, not only actuarial. Risk management, Financial analyst,investment accounting, statistics would be good choices too, because job demands are far more than supplies in currently market.

除了精算工作，也要考虑别的工作机会，比如风险管理，财务分析，投资会计，统计之类都是不错的选择，毕竟现在市场上求职的人比职位多。

Network with nearby actuarial associations and social media groups like LinkedIn.

在附近的精算协会或者Linkedin之类的网站上社交。 （然后副作用就是工作几年之后发现各种猎头拿着你Linkedin上的信息给你打电话。。。）

Try as many outlets as possible and don’t get discouraged. Just because you can’t find a posting for an entry level position at a particular company does not mean you shouldn’t contact them. If there is an opportunity to speak to someone (via email, phone, or in person) ata company, take it!

尝试不同的招工渠道，不要轻易被打击到。即使某家公司没有入门级别精算职位，你也可以试着联系他们。争取任何可以跟他们公司内部的人交流的机会，无论是邮件，电话，还是直接面对面。（而且精算圈子蛮小，上班之后去参加会议也会经常遇到别的公司的精算人员，早点开拓社交圈没什么坏处。）

Looking students should not wait forthe CT results to be declared, they should try to search the market. There might be some opportunities which is available for the students not having cleared CT papers also.

。。。（我不在美国不知道CT是什么东西。。。这条翻译无能为力。。。）

Apply online and at job fairs.

在网上跟招聘会上都要申请工作。（总之不要轻易放过任何机会）

You should find ways to talk to actuaries. This could be going to a regional actuarial conference. Talk to college professors to see if they know anyone who is working in the field that they can put you in contact with.

寻找跟精算师交流的机会，比如地区的精算座谈会。学校的教授也会认识一些精算师，也许能帮你搭桥。

Internships, cooperative work experiences are pluses to your resume. Being well rounded with different skills, interests, foreign languages are also important. When interviewing, beopen and sociable. Companies want bright, smart leaders who are willing to workand not be afraid to communicate ideas.

实习经历能给你的简历加分。全面的发展，比如各种技能，兴趣，外语都很重要。面试的时候健谈一些。公司需要聪明，肯干，善于交流的人来领导别人。

it’s okay to apply for more positions with a company if you’ve already applied there. The more they see your name, the better off you will be.

可以在同一个公司申请多个不同的职位，他们看到你名字的次数越多越好。（越多越好倒不一定，不过同时申请多个职位绝对没有问题的，你足够强的话，甚至会有两个经理同时想抢一个人的情况。）

Be very professional with your resume.

简历要正式。（简历不是展示你创意的地方。要用优秀的内容来吸引眼球，不是奇怪的排版，字体，图片什么的）

Use the actuarial directory to find companies in areas you would enjoy working in.

用精算名单目录来找你感兴趣地区的公司。（soa/cas官网上都有这种名单，或者google一下也很容易）

Looking for a job should be a full time job. If you don’t put much effort into the search, then don’t expect toget a great job.

把找工作本身当作全职工作。不努力找工作就别指望找到好工作。（完全同意。。想想在学校上课或者准备考试上花的那些时间，找工作这么重要的事情一定要更加肯花时间，更加用心的去做）

While exams are important in actuarial career, I advise students to strike a balance. Employers are looking for students who posts other skill sets, such as communication, interpersonal skill, team work, presentation, etc. These are essential skills: an actuarial job is not only crunching numbers, but also able to explain results to others.

平衡考试和别的能力。公司需要能交流，会人际交往，有合作精神，会作报告之类的能力。精算师不仅仅要跟数字打交道，也要能跟别人解释清楚工作的结果。（另外话，简历上专门写一个能力部分，然后列一大串excellentcommunication skill, team worker, flexibility, quick learner, creative,attention to details之类形容词其实是很傻的行为，因为这么些没啥实际意义，只是占地方而已。不可能人会在简历上写孤僻，不善言谈，学习能力差之类的吧，那既然别人不会写自己坏，你写自己怎么好都没有意义，这些能力面试的时候会自然表现出来，简历上怎么写都没有用 – 没有那个面试官会仔细读那一串形容词，然后因为你说你善于交流，他就相信你善于交流的吧？）

Try to intern in more than one field. I interned in P&C and retirement, and was able to narrow down my nterests.

尝试在不同的领域实习。（我大学时6个实习把pension/life & health/P&C;insurance/consulting/reinsurance/government的精算工作都试遍了，其中还有一个学期在精算猎头公司实习哈哈）

Learn about the companies before handand come to the interviews as prepared as possible.

面试前准备的越充分越好，多了解公司的情况。（这条貌似也被提了好几遍了。。。绝对真理）

Try to talk to someone in the company, get to know what they do on their daily basis.

和公司内部的人交流，知道他们每天的工作是什么样子的。（如果这条能做到的话，比如你有朋友在那个公司里上班，你去他们公司面试回答问题时就能有的放矢，成功几率会大很多。）

Pass exams and use a recruiter.

过考试，用猎头。 （哎。。。大家都有那么多考试，不是说过了考试就能找到工作的问题。猎头真的不理学生的，公司也不会用猎头来添入门职位-申请的人多得是，何必花钱雇猎头来找。）

Deeply understand the actuarial knowledge you’ve learned in class. Be confident what you’ve known about actuarial skills。 Always be passionate with your career.

深程度理解学校教的精算知识。对自己的精算技巧有自信。对你的职业有热情。(这是个教授说的么。。。)

Be creative in hunting. Everybody is looking online for jobs, so you have to find those jobs that not everybody is applying to. I searched the SOA database to determine what companies were employing actuaries, then would find the company online to determine if they had any openings.

找工作时多动动脑子，挖掘别人注意不到的机会。用SOA来了解招工的企业有哪些，再分别去这些公司的网站看他们招不招人。 （网站上没职位的话，甚至可以试着直接给公司里的人发邮件。多试试没坏处。）

There are jobs out there. Be persistent, but most importantly be yourself. When I came out for the interview, I thought never would I move to Denver, so I was very relaxed in the interview, mostly because it wasn’t my “dream job”. I left the interview thinking, “wow, you rocked it”, and it was because I was myself.
工作还是有的。持之以恒，而且一定要做你自己。对工作期望值比较低，比较放松的情况下，面试有可能反而做的更自然更真实，面试的效果也会出乎意料的好。

Learn how to work long hours. Until you are in a really ideal situation you will need to outwork everyone. I mean everyone.
学会加班。在你爬到一定位置之前，你得比所有人都努力。（这个因公司文化而异，在有的地方你加班过多反而让老板觉得有压力，或者觉得你效率不行）

Figure out how an entry level hire can contribute to company, think about times I demonstrated those qualities, and use those stories in an interview.
分析一个入门级别的精算人员如何能为公司付出，同时自己能不能做到这些。面试的时候用这些来说服面试官。（换位思考是个好办法）

Go to the actuarialdirectory.org and look up actuaries in your area in order to network with them. Meet them for coffee or lunch and pick their brains for an hour. Show a genuine interest in the profession and be prepared with questions. Although their firms may not be currently hiring, they may know of others that are.
在actuarialdirectory.org找到你附近的精算，试着和他们联系。准备些问题，并表现出你对精算行业的热情。即使他们的公司不招聘，他们也可能知道在招聘的公司。

原文是在发表在http://www.scinternational.com/上面的，一些帮助美国学生找到工作的建议。我把原文逐条翻译贴在这里，希望给还在找精算工作的朋友一些帮助。括号里的部分是我个人的评语+吐槽。

看在翻译辛苦的份上，需要转帖的希望能在下面回个帖。
（PS: 一些第一人称讲自己故事的，我就直接翻译结论了。。）

主贴里似乎排版有问题，我把文章分段帖在下面

=======占一楼留着万一之后需要排版用========

啊啊啊啊啊这个发帖之后是不是有自动排版啊？好奇怪啊好不好。。。先是有字符数量限制，分成4段才发出来，然后每段的排版有出了问题，字体也不对，回车什么也都没了，有时候加粗也没了。 之后发现居然有的地方的空格都神秘消失了，又一个个改回来把单词分开，来来回回排版好久，到现在字体也不统一不过至少能读，我就不再编辑了。  翻译加打字才花了3-4个小时，之后传上来光排版都一个多小时了。。。再也不发这么长的东西了。。。。。。

励志贴

怎么第一段不见了啊。。。。是还在审核么。。。

不管怎样，还是感谢楼主的辛苦分享啊。