为什么债券投资者可以承担更大的利率来提高收益

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为什么债券投资者可以承担更大的利率来提高收益

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关键词：高收益 投资者 承担 收益 投资者

搬凳子，坐等大神科普。

搬凳子，坐等大神科普。

“为什么债券投资者可以承担更大的利率来提高收益” 这个问题原本好似很简单的：利率高了，自然受益就高。就如你存定期储蓄一样，利率高的储蓄当然比利率低的储蓄收益会高。 但现实中并不完全如此简单。债券投资者投资的不是银行的储蓄，其风险往往比银行储蓄高的多。还有债卷还有比银行高的多违约或倒闭的风险。短期可能会高些，但长期未必如此。如果一概追求最高收益，而那些高利率的债卷往往有很高的失败率。那就回因贪得无厌后适得其反效果。所以更高的利率不见得会有更高的收益。

没有看懂问题。。投资者希望更高的利率，为什么是承担更高的利率。

Hi buddy,
I hope follow helps.

Advantages of High-Yield Bonds investment
Many good companies run into financial difficulty at various stages of their existence. One bad year for profits or a tragic chain of events may cause a company's debt obligations to be downgraded to a level below investment grade. Because of these additional risks, high-yield investments have generally produced better returns than higher quality, or investment grade, bonds. If you are looking to get a higher yield within your fixed-income portfolio, keep in mind that high-yield bonds have typically produced larger returns than CDs, government bonds and highly rated corporate issues.

High-yield bonds do not correlate exactly with either investment-grade bonds or stocks. Because their yields are higher than investment-grade bonds, they're less vulnerable to interest rate shifts, especially at lower levels of credit quality, and are similar to stocks in relying on economic strength. Because of this low correlation, adding high-yield bonds to your portfolio can be a good way to reduce overall portfolio risk when considered within the classic framework of diversification and asset allocation.

Another factor that makes high-yield investments appealing is the flexibility that managers are given to explore different investment opportunities that will generate higher returns and increase interest payments. Finally, many investors are unaware of the fact that debt securities have an advantage over equity investments if a company goes bankrupt. Should this happen, bondholders would be paid first during the liquidation process, followed by preferred stockholders, and lastly, common stockholders. This added safety can prove valuable in protecting your portfolio from significant losses, thereby improving its long-term performance.

The Bottom Line
Before you invest in high-yield securities, you should be aware of the risks involved. If, after doing your research, you still feel these investments suit your situation, then you may want to add them to your portfolio. The potential to provide attractive levels of income and the ability to reduce overall portfolio volatility are both good reasons to consider high-yield investments.

Thank you buddy.