请帮忙看几道非常基础的选择题

是 否 +2 论坛币

k人 参与回答

经管之家送您一份

应届毕业生专属福利!

求职就业群

赵安豆老师微信：zhaoandou666

经管之家联合CDA

送您一个全额奖学金名额~ !

立即领取

感谢您参与论坛问题回答

经管之家送您两个论坛币！

+2 论坛币

1 Which of the following is not a source of borrowings for a bank?
A. Federal funds
B. Eurodollars
c. Transaction deposits
D. Discount loans

2 Terrorist attacks on the United States caused:
a. a decrease in stock prices due to lower expected growth and greater risk
b. a decrease in stock prices due to lower dividend growth and reduced uncertainty
c. an increase in stock prices due to an increased required return
d. an increase in stock prices due to higher expected dividend growth

3 In general, banks make profits by selling_liabilities and buying_assets
a. long-term;shorter-term
b. short-term;longer-term
c. illiquid;liquid
d. risky;risk-free

刚学这门课程，这3道选择题我虽然已经做完了，但是心里不是很确定答案是否正确，希望各位帮忙看一下，都是基础知识，相信对大家一定很容易
谢谢！！！！！！！

扫码加我 拉你入群

请注明：姓名-公司-职位

以便审核进群资格，未注明则拒绝

分享0 收藏0 回帖

关键词：选择题 discount lo liabilities Transaction uncertainty 选择 基础 帮忙

晓杏惊穹 发表于 2009-11-14 13:52
1 Which of the following is not a source of borrowings for a bank?
A. Federal funds
B. Eurodollars
c. Transaction deposits
D. Discount loans

2 Terrorist attacks on the United States caused:
a. a decrease in stock prices due to lower expected growth and greater risk
b. a decrease in stock prices due to lower dividend growth and reduced uncertainty
c. an increase in stock prices due to an increased required return
d. an increase in stock prices due to higher expected dividend growth

3 In general, banks make profits by selling_liabilities and buying_assets
a. long-term;shorter-term
b. short-term;longer-term
c. illiquid;liquid
d. risky;risk-free

刚学这门课程，这3道选择题我虽然已经做完了，但是心里不是很确定答案是否正确，希望各位帮忙看一下，都是基础知识，相信对大家一定很容易
谢谢！！！！！！！

个人认为是1）C，2）a，3）a。

个人认为是 B, A, A

对于 BANK来说 source of borrowings 可认为是 source of financing  
而Eurodollars 范指 存于非美国本土银行的银行内 对于美国银行来说这并不能被认为是一种source of financing  

鉴于LZ的第1 3两题 估计是在学commercial banking 或类似的课 而所用教材应该(估计)是美国的 所以提出以上个人的看法 请指正

晓杏惊穹 发表于 2009-11-14 13:52
1 Which of the following is not a source of borrowings for a bank?
A. Federal funds
B. Eurodollars
c. Transaction deposits
D. Discount loans

2 Terrorist attacks on the United States caused:
a. a decrease in stock prices due to lower expected growth and greater risk
b. a decrease in stock prices due to lower dividend growth and reduced uncertainty
c. an increase in stock prices due to an increased required return
d. an increase in stock prices due to higher expected dividend growth

3 In general, banks make profits by selling_liabilities and buying_assets
a. long-term;shorter-term
b. short-term;longer-term
c. illiquid;liquid
d. risky;risk-free

刚学这门课程，这3道选择题我虽然已经做完了，但是心里不是很确定答案是否正确，希望各位帮忙看一下，都是基础知识，相信对大家一定很容易
谢谢！！！！！！！

1. d  2 a. 3. b

看了一阵 不是很懂啊 高手指点一下呗 个人感觉 D A A

4# Enthuse 这位高人为什么会认为第三题选第二个答案呢

晓杏惊穹 发表于 2009-11-18 14:44
4# Enthuse 这位高人为什么会认为第三题选第二个答案呢

thanks for compliments. but i am not 高人.

do you have answers?

7# Enthuse
No. I haven't got the answer yet.唉。。。。。。。

i guess the answer should be D,A,B

3 In general, banks make profits by selling _ liabilities and buying _ assets
a. long-term;shorter-term
b. short-term;longer-term
c. illiquid;liquid
d. risky;risk-free

banks want to make profit,they must gain more and cost less,right? so another word,what they sell must  be low-return liability like ordinary deposit or time deposit to debt-holder,and what they buy must be high-return asset like loan, and they bear the risk.
so the answer should be B,because short-term liability cost less and the long-term asset gain more,they enjoy the premium and bear the risk,the other three answers are incorrect because the long-term 、illiquid、or risky liability cost more,but short-term 、liquid、risk-free asset gain less

如何解释银行在处理短期流动性和长期稳定投资之间的关系？——holdser20091120 00：20