平均利率

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存款和贷款分为活期和定期，其利率不同，平均利率怎么求呢？名义利率和实际利率又如何呢？

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关键词：名义利率 实际利率 利率

Basically, depend on your topic. For example, you want to say something about risk free rate, then, probably, the one year interest rate is better for you when there are many different interest rates in the market. However, the idea of average interest rate is not used widely based on my experiments, probably, you can google to get details.