Abbreviations xiii
1 Rethinking Banking 1
2 Why Intervene in Credit Markets? 25
3 Roots of Microfinance: ROSCAs and Credit Cooperatives 57
4 Group Lending 85
5 Beyond Group Lending 119
6 Savings and Insurance 147
7 Gender 179
8 Measuring Impacts 199
9 Subsidy and Sustainability 231
10 Managing Microfinance 257
Notes 289
Bibliography 311
Name Index 331
Subject Index 335
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