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雷达卡
| 【关键词】 | 保险公司; 经济资本; 资本配置; 价值管理; |
| 【英文关键词】 | insurance company; economic capital; capital allocation; value management; |
| 【摘要】 | 传统的风险管理模式已经不能适应保险公司发展的需要。经济资本管理已经成为国际保险业风险与资本管理领域的核心工具。保险公司经营的特殊性决定了保险公司要实施经济资本管理。经济资本可以广泛地应用于内部资本充足率管理和价值创造管理,为保险公司的关键决策提供依据。经济资本管理体系核心是准确计量风险、优化资本配置与评估风险调整绩效。中国保险业要实施经济资本管理,必须要统一认识,整合资源,优化组织结构,积极推动经济资本管理体系建设。 |
| 【英文摘要】 | The economic capital management is the consistent method and practice to assess risks for financial institutions,and to cover the impact of risk-taking activities with the capital.At present,the economic capital management has become a core tool in the field of risk and capital management for international insurance industry.Compared with foreign countries,China s insurance industry s managerial techniques,such as risk assessment and quantification,and management concepts of risk management,are relatively b... |
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