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【阳民读书：普惠金融改变世界A WORLD OF THREE ZEROS】
【阳民推荐语】今天阳民将给大家推荐2018年5月28日著名经济学家尤努斯刚刚出版的新书，书名《A WORLD OF THREE ZEROS》，本书观点是创造社会企业是国家富强、增加就业与改善环境的核心力量，社会企业本质就是义利一体的组织，当然也就是阳民定义的良知企业，其主体就是制度企业家。因此，本书值得各位认真阅读。今天阳民就读第二章与第九章。
The New Economics of Zero Poverty, Zero Unemployment, and Zero Net Carbon Emissions
by Muhammad Yunus with Karl Weber
A book to make Wall Street quake—if Wall Street paid attention to the developing world.
The classic description of capitalism, writes Bangladeshi economist and Nobel Peace Prize laureate Yunus (Building Social Business: The New Kind of Capitalism that Serves Humanity's Most Pressing Needs, 2010, etc.), assumes that the free market imposes curbs on economic inequality. In fact, it does not work that way, and inequality is growing markedly across the world, requiring a rethinking of the tenets of not only free-market capitalism, but also the marketplace. Such a rethinking, by the author’s account in this hortatory but accessible text, makes room for a hybrid “social business” that is not quite for-profit and not quite nonprofit but something that partakes of both while leveraging the human propensity for selflessness. In this regard, Yunus’ experiments in microfinance and microcredit, loaning small sums of money to businesspeople actual and aspiring, are cases in point. At the same time, he adds, a re-envisioned economics will recognize that humans are naturally entrepreneurs, best served not by jobs as such but by opportunities to make their own ventures in the marketplace. Again, his microfinancial work “introduced a new program of offering new-entrepreneur loans from Grameen Bank to support…efforts to create businesses” on the part of young Bangladeshis. Entrepreneurship catering to the mass market, Yunus argues, will prove more sustainable in the end than “trying to sell a few more luxury goods to a handful of wealthy people who already have more things than they will ever need.” A third plank of a revised economics includes sustainable, clean energy, which Yunus believes developing nations are better positioned to adapt than many advanced economies, precisely because they are more of a blank slate. While antithetical to the prevailing capitalism, the author’s reforms, he insists, will yield an economic system that more closely corresponds to who humans really are: partners and not predators.
The author’s humane proposal for economic reform, far from impractical, makes for provocative reading for development specialists.
A winner of the Nobel Peace Prize and bestselling author of Banker to the Poor offers his vision of an emerging new economic system that can save humankind and the planet
Muhammad Yunus, who created microcredit, invented social business, and earned a Nobel Peace Prize for his work in alleviating poverty, is one of today's most trenchant social critics. Now he declares it's time to admit that the capitalist engine is broken--that in its current form it inevitably leads to rampant inequality, massive unemployment, and environmental destruction. We need a new economic system that unleashes altruism as a creative force just as powerful as self-interest.
Is this a pipe dream? Not at all. In the last decade, thousands of people and organizations have already embraced Yunus's vision of a new form of capitalism, launching innovative social businesses designed to serve human needs rather than accumulate wealth. They are bringing solar energy to millions of homes in Bangladesh; turning thousands of unemployed young people into entrepreneurs through equity investments; financing female-owned businesses in cities across the United States; bringing mobility, shelter, and other services to the rural poor in France; and creating a global support network to help young entrepreneurs launch their start-ups.
In A World of Three Zeros, Yunus describes the new civilization emerging from the economic experiments his work has helped to inspire. He explains how global companies like McCain, Renault, Essilor, and Danone got involved with this new economic model through their own social action groups, describes the ingenious new financial tools now funding social businesses, and sketches the legal and regulatory changes needed to jumpstart the next wave of socially driven innovations. And he invites young people, business and political leaders, and ordinary citizens to join the movement and help create the better world we all dream of.
第一篇 挑战
第1章 资本主义的失败 / 3
第2章 创造新文明：社会企业的反经济化 / 14
第二篇 三零世界
第3章 零贫困：终止收入不平等 / 29
第4章 零失业：我们不是求职者，我们是工作的创造者 / 54
第5章 零净碳排放：创造可持续发展经济学 / 76
第6章 通往更好未来的路线图 / 93
第三篇 改变世界的超级力量
第7章 青年：给予全球年轻人激励与力量 / 115
第8章 科技：释放科学力量解放全人类 / 136
第9章 良政与人权：建立服务于所有国民的社会之关键 / 157
第四篇 通向未来之阶
第10章 我们所需要的法律和金融基础设施 / 179
第11章 重新设计明日世界 / 200
注释 / 206
作者简介 / 212
【说明】本书阳民放在良知企业家书院新址，愿意阅读此书的人可以免费借阅此书并与读者分享！
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