Exchange Visitors are required, as a condition of their J-1 status in the United States, to
carry medical (health) insurance for themselves and their accompanying family members (J2 visa
holders). By Federal Regulation, minimum coverage must provide: up to $50,000 per accident or
illness; up to $7,500 for repatriation of remains; up to $10,000 for medical evacuation to the home
country; and a deductible not to exceed $500 per accident or illness. Co-insurance may not exceed
25% payable by the Exchange Visitor or sponsor. Acceptable coverage may not exclude risks
inherent in the activities of your Exchange Visitor program. The company providing the insurance
must have an A. M. Best rating of "A-" or above, an Insurance Solvency International, Ltd., (ISI)
rating of "A-i" or above, a Standard & Poor's Claims-paying Ability rating of "A-" or above, or a
Weiss Research, Inc. rating of B+ or above; or backed by the full faith and credit of the
government of the exchange visitor’s home country; or offered through or underwritten by a
Federally qualified Health Maintenance Organization (HMO) or eligible Competitive Medical Plan
(CMP) as determined by the Health Care Financing Administration of the U.S. Department of
Health and Human Services.