TABLE OF CONTENTS
Overview......................................................................................................................................................................3
Cap Rates And Net Operating Income .......................................................................................................................5
NAR Commercial Real Estate Forecast......................................................................................................................7
Underwriting Standards............................................................................................................................................10
Impact On DSR And LTV Upon Renewal..................................................................................................................12
Workout Solutions ....................................................................................................................................................13
Conclusion.................................................................................................................................................................15
CRE Detail By Bank ..................................................................................................................................................16
APPENDIX: Underwriting Examples........................................................................................................................33


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