假如你有10万选择投资还是去选择读个在职的研究生?
Hello 后来者居上,
I like your name.
Your question is pretty interesting.
Let's work it out step by step, right?
Here are two options for you,
Investment of $100,000 or
pursue your part-time graduate degree
I assume you want to maximize your earnings in the near future, not something else.
This will make our reasoning process much simple.
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Option 1 invest 100 grand
to make a comparision, you need tell us the following,
1. what's your investment options?
e.g. to run your own business? (are you sure about your client's demand? are they thirsty?)
to invest in rare metel market? (are you good at taking short or long position?)
to long in equity market or debt market? (do you have insider information?)
to lend to your friends? or those with high credit background? etc (are you sure your loan won't turn into bad debts?)
2. how long are you going to put your investment?
the longer the more you will get. 3 years? 5 or 10 years?
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Option 2 your part-time graduate degree
1. The rank of your program.
Top1, top3, or simply so-so?
The rarer program, the better
2. What's your major?
hot concentration or cool one?
The hotter the better
3. With your background, how long are you going to be qualified of graduation?
Some get the job done according to the schedule, but some may not.
It depends on your programs requirement and your institution's culture.
4. To facilitate your own business after your graduation or to hunt another ideal job
The former will help you generate more cash, because it is more straightforward and has much shorter investment cycle.
The latter contains much more uncertainty. e.g. where are you going to land a job? what kind of job? are you good at getting along with others? etc
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In summary, consider those questions carefully before taking any material action please.
I hope this helps.
Thanks.